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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Welcome Finance Question.


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gap yes same as PPI

and warranty etc etc.

acceptance fee

as long as interest has not been added

it correct.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

PPI UPDATE.

 

I have recently been paid out £ 970 by Aviva

- This was the company who sold the PPI Policy alongside the Welcome Car Loan.

 

Also I have been made an offer of over £ 4000 from Welcome Finance

because they now say they are going to be Liquidated in 2018,

this is now what they are calling a Solvent Liquidation so they are able to pay me out.

 

 

They have sent me an acceptance form to complete asking for Bank Details to pay the money by BACS into my chosen account.

OR DID I WANT TO REDUCE MY BALANCE WITH THE MONEY !!

 

I have also received many Arrears letters this last few weeks and repeated telephone calls which have been unanswered.

 

None of my other complaints have been answered and have simply been ignored.

 

Would be nice to know what is going on with this lot..

.. What happens to these Loans once a Solvent Liquidation happens ?

 

 

It seems as though I am running out of time to get answers to all of my complaints.

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I bet it will be about the same time that all PPI reclaims will stop

and welcomes liquidation will be delayed till then, if at all.

 

 

what is interesting is they are saying they are paying out to you

whats that for? the gap etc..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Dx.

Not sure what is going on but my letter definitely says they are going into Liquidation sometime in 2018.

 

My guess is that so much of the book they own is not collectable and they will have trouble getting anyone else to take them on.

 

Payout offered is for PPI on two other accounts from the chain.

 

Still no answers regarding charges, gap, interest and miss selling so will get back to them after I receive the payment.

 

I am still not paying them anything since the loan got passed back to Welcome from the debt collection agency.

 

What happens to these loans after liquidation?

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twill be an interesting time then .

 

 

I expect welcome will prob sell all outstanding debts on.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

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Hey I wonder if any1 can help me on this..

I took out a loan with welcome finance about 8years ago.

It's was £2000. I had missed payments etc and it went up to 7000. I brought it back down to 4000 and got a letter about ppi being knocked off which was around about 850. They had sold me months and months of ppi and all the other rubbish insurances you have to have.. Now I and my boss have received a letter from the county court. In favour of Cabot financial demanding ex amount a week for the outstanding of 4200. So I called up and then I had to call Mortimer and they wasn't any help. So basically I will be paying about 11000 for a 2000 loan. Where can I claim back or appeal or whatever?? Because so many places to pay but not to deal with my despute. Thanks

 

 

welcome

you need to start a new thread

of YOUR OWN

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

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  • 2 weeks later...
  • 2 months later...
I have sent the acceptance form away now asking for the funds to be paid by bacs... We shall see what happens.

 

The letter states they will be paying out within 14 days of them receiving the acceptance.

 

A couple of other queries.

I have still not had any response to my complaints of miss-selling and arrears charges and interest etc, etc... This always gets ignored.

 

Do I continue to pursue this after I receive PPI payments ?

Did the PPI have an effect on all chain finance which mine was ?

I am not even sure the charge on my property is still in place to be honest ?

The welcome loans do not show on my Credit Reports ?

 

If the loans are in dispute why are Welcome not working to resolve issues and how can they sell a loan on in dispute and why have they not taken me to court or contacted the court to get payments from my wages ?

 

Exactly the same going on with me right now. I've gone to the fscs and FOS

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  • 7 months later...

Finally got round to sorting my act out and have put my property on the market. Need to start a new chapter.

 

 

In regards to my welcome load, last re-write was 2008 which still has a balance of £23500 now PPI interest have been reversed, but the land registry shows a charge for progressive finance in 2005.

Any ideas how this works ? Can I find out what the 2005 charge is for ? Can my solicitor find out for me ?

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  • 2 weeks later...
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