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Hi I am in the process of claiming back bank charges from clydesdale bank (Yorkshire Bank) there response after I sent letter prior to action has been refusal to pay up. I will now try filing a claim through the court. Has anyone out there had dealings with this bank? if so how did you get on. Would appreciate any advise or help. Thanks
Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on. Keep any progress on your own claim or questions that arise in a new thread in the forums for your banks to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started!
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
Hi
Thanks for your help and advice I have started the on line claim but don't want to rush it too much so I am progressing a little slow at the moment. on the section where you give details of your claim is there any particular wording you use and also I understand any claim over 5 grand is not able to go through the small court my particular claim would go over that amount with interest and court fees what do you advise?
Have a read in the Clydesdale/Yorkshire forum to see how they've responded to other claims against them. You have two options when the amount of the claim (excluding court fees and s69 interest) comes to more than £5000. You can sever the claim into to parts and just claim the oldest charges first up to just under £5000 worth. Once that claim is settled file again for the rest, but check any terms and conditions on the first settlement when you accept it.
The other option is to claim the full amount in one go. This will leave you open to costs of up to £750 if you lose, plus your court fee, but will also allow you to ask for full disclosure of their real costs for the penalty charges. The banks don't want to do this, so they are still likely to pay out without going to court.
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
Hi I sent my Data Protection Request to my branch in Falkirk and received an acknowlegement letter from the network support centre in glasgow stating that they will provide me with statements back to 2000, as this is where all charges are detailed, but would take up to 40 days as stated i the DP act.
I then got a letter from Janette Martin at the operations centre in Falkirk, saying she had been trying to contact me urgently and could I contact her asap. (with a few spelling mistakes in the letter which made me laugh!)
Is it best to reply to the letter or call? has anyone had a similar letter or have they tried to phone you??
Rudav, markandandrew is only at the first stage not at court yet. Markandandrew you might find it easier to start your own thread and also i cannot see any harm in contacting their DPA section but you might want to look at your banks particular forum to see how the are dealing with things and if getting in touch is worth it!
hi can anyone tell me how to get started claiming bank charges back i have asked for all charges dating back six years i have to pay ten pounds when i get them what do i do next
I then got a letter from Janette Martin at the operations centre in Falkirk, saying she had been trying to contact me urgently and could I contact her asap.
They may need information from you to confirm your I.D.
Data Controllers have a duty to ensure that information is not divulged to anyone who is not entitled to it.
Other than that, don't get involved in dialogue with them. If you keep everything in writing then it could prevent a problem, later, trying to remember what you said.
If this has been useful to you, please click on the scales at bottom left of post. Thanks.
Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.
bit the bullen and called Jeanette this morning to find that she was contacting me to ask if i wanted a loan! so nothing to do with the DSR. all statements received and just adding up the charges now arghhh!
bit the bullen and called Jeanette this morning to find that she was contacting me to ask if i wanted a loan! so nothing to do with the DSR. all statements received and just adding up the charges now arghhh!
HUH! Typical.
If this has been useful to you, please click on the scales at bottom left of post. Thanks.
Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.
hi igot reply from SAR and the bank said
We note your request for disclosure of data relating to manual intervention on your account. This is not data which you are entitled to recieve under a data Subject access request and accordingly no such disclosure will be made.
Should i request this again as i no there was manual intervention
Hi all snet for statement of charges with data sheet off here recived letter from Yorkshire Bank saying they would comply but date has now passed and no statements anyone know who i could contact..andy
Wish You All Good Luck, My Claim Started Back In July And Is Still Not Sorted,i Have A Preliminary Hearing Withthe Judge On 5th March, Not Quite Sure What That Involves But I Am Determined To Get What I Am Owed !
GOOD NEWS !! PRELIMINARY HEARING WAS ON 5TH MARCH GUESS WHAT CLYDESDALE SENT A LETTER A WEEK BEFORE THE HEARING OFFERING ME HALF THE AMOUNT, I IGNORED THE LETTER AND BINGO I RECEIVED A SECOND LETTER WITH A CHEQUE FOR THE FULL AMOUNT PRIOR TO THE HEARING. ALL YOU GUYS OUT THERE HANG ON YOU WILL GET YOUR MONEY. IT TOOK ME ALMOST 7 MONTHS BUT I REFUSED TO LET THEM SCARE AND BULLY ME INTO GIVING IN. THANKS TO THE FORUM FOR HELP AND ADVISE.
CLYDESDALE BANK (Yorkshire Bank) ***WON***
Hi I am in the process of claiming back bank charges from clydesdale bank (Yorkshire Bank
) there response after I sent letter prior to action has been refusal to pay up. I will now try filing a claim through the court. Has anyone out there had dealings with this bank? if so how did you get on. Would appreciate any advise or help. Thanks
Reply With Quote
Originally Posted by markandandrew
PRIOR TO THE HEARING. ALL YOU GUYS OUT THERE HANG ON YOU WILL GET YOUR MONEY. IT TOOK ME ALMOST 7 MONTHS BUT I REFUSED TO LET THEM SCARE AND BULLY ME INTO GIVING IN. THANKS TO THE FORUM FOR HELP AND ADVISE.
