Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
HiI have received the the following default notice in the post, I have sent a cca request, but this is a online application, which was signed in may06 but the wrong address is stated citi corp which was the in correct address as they did not start using this address until feb07.http://i863.photobucket.com/albums/a...mg040.jpgwould appreciate some advice as what todo next.regardsconfused
Just to update,
the account will go into dispute on 19th august 09, the default notice needs to be addressed by 1st september 09. Would this default notice become invalid if the account goes into dispute on 19th, or is it still valid as the default notice was issued on 4th august09??
confused
Hi Confused....I have to say that the default notice looks compliant and they have given 26 days to comply.....let us know if the termination notice comes through too - did you see this thread ? - http://www.consumeractiongroup.co.uk...ents-what.html
PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.
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Just finishing reading advised thread, very interesting l have a 06 internet cca, which I have printed from internet it has the citicorp adddress.
I did send them a Full and final settlement offer back in april09, which was refused, since then have not been able to make payments due to illness.
I sent the cca request on 5th August but their default notice was issued on 4th August 09. should I wait and see what happens or offer a token payment.
confused JUST REMEMBERED THIS AGREEMENT WAS TERMINATED BY Egg IN MARCH 08, SO I HAVE BEEN TERMINATED BEFORE BEING DEFAULTED, DOES THIS HELP ME IN ANYWAY?