Thread: lynn v London Mortgage Company

Please can any one help me find the address for London mortgage Company
or if they come under another bank now I need to send DPA letter asap

Many thanks
Lynn

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Thanks very much for the address, this is what it confirms for me

I have had over the past 6 yrs various secured and un secured loans
unknowingly to me they were with the same banks under different umberells

G E Money HMCE 1998
First National Bank 1999
G E Money 2003
Matlock Bank 2005 redemption fee paid
only changed over in Feb 06 to G E Money and paid a heafty
redemption fee

It now seems that I have paid rediculos redemption fees somewhere in the region of £10.000 which far outweigh the benifits of changing banks.

This is a terrible practice of decite.

This has only come to light having gone through 6 years of Woolwich statements.
Does anyone know if I would be able to claim back any of these redemption fees

Appreciate all your advice and thoughts please

Lynn

The best address for LMC for administration is
PO Box 88
Cheltenham
GL50 3SH

The London address is for mortgage sales. Once the mortgage has completed all admin is handled by the Cheletenham office

Thanks essjaysea for address and info very much appreciated
Regards Lynn

Originally Posted by kendraflo

Hi

Have just come across your thread - have your heard anything from London mortgage Company Yet? I ask because I sent them a preliminary letter asking for payment of my ERC, They have until Monday 2nd October to reply before I fire off my lba.

Hi, sorry its taken so long to reply, Iv just checked my recorded delivery slip on Royal Mail site and it seems that no one has accepted my recorded DPA letter sent on 19th Sept. I sent it to the Cheltenham address. Going to ring Royal Mail Monday mornng and chase up, very strange.

Best of luck keep in touch

of course it is but i have read on other threads of similar things happening smacks of dirty tricks me thinks ?

HI, everyone, I have an LMC mortgage, and have slipped up a few times and not paid on time. Subsequently they instruct a company for counselling, to discuss arrangements on the mortgage to repay the arrears. WHilst these guys were helpful, i note that I get charged £94 each time, amongst the numerous other late fees they charge. Does anyone know if these charges fall under the same disputes as bank charges? Are early redemptions charges illegal?

Hi to all.
Just to keep you informed I sent two seperate registered letters on 9th Nove 06 to London mortgage Company one asking for PPI of £5,600 plus interest which was mis sold and the second claiming Early Redemption Charges for £2428.08.

Will let your know outcome when I receive some answers.

Good luck to all

Lynn

any news yet?

Have you had any joy with regards to getting your charges back ??

Also has anybody had any joy with cancelling PPI with london mortgage ???

Hi to all,
Just to let you know decided to put the ERC (early redemption charge claim ) on hold for time being.

As for the PPI I have recieved a letter from London mortgage Company saying the had passed my PPI request for reimburment on to Norton Finance, (didn't even know the insurance was with them as no reference made in any correspondance) same old argeement ie I knew when I signed up etc for the PPI and should have cancelled it within the time limit allowed when I took out the loan.
(THE L0AN REPAYMENTS WERE QUOTED TO INCLUDE THE PPI WHEN I TOOK OUT THE LOAN SO THEREFORE A CASE FOR ASSUMPTION ON THEIR BEHALF WAS TAKEN THAT IT WOULD BE INCLUDED.
WE ALSO RECEIVED NO EXPLANTION / OR DOCUMENTATION FOR ANY PPI COVER THAT THEY HAVE ELEGIBLE COVERED US FOR.) Also will be lodging a complaint wih the FSA.
I am now in the process of one final letter to see if the acknowledge my claim with a dead line of 14 day fom 9th Feb 07 then I will issue a claim through the courts.

good luck to all Lynn

Morning to all
PPI London mortgage Company

Re my letter sent on 12th Feb 07, received letter back dated 11th Feb 07
Not budging at all same response as last letter.
Will now start a claim throught the courts

Could anyone please advise step by step action from now on for me

Thanks Lynn

Many thanks

Bach - are you sure that London mortgage Company actually sold you the PPI? It could easily have been Norton (a broker) who added the cost of it onto your loan application, hence it comes out of your account with your LMC payments.

hi there Lynn,

Did you ever receive any charges for late payments. I have received charges on my account and want to get them back. I am still currently with LMC and just wondered what the consequences are of claiming now.??? Keep me posted on the PPI, I want to get my PPi taken off but havent approached them yet. Just waiting to see what happens with your case before going any further.

Hi,
Re London mortgage yes had a couple of charges and also ERC so will go for this later ,more important to get back PPI.

I have a current mortgage with Abbey, they have applied loads of charges, and I have started a claim for them, they are after all disproportionate even if you are with them or not, I don't think they can do anything to jepodise your existing aggrement with them. But Im not a legal person, just know I not freighted of them any more.
Best of Luck

Lynn

Just had quite a heated discussion with LMC with regards to there charges. I asked for a copy of my statements for my records and they said that that it would be £30. How can they justify that for starters. I will be sending DPA request off with the standard £10.