Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My story is very similar to others that i have read on this forum.
- requested CCA
- Egg did not respond in required time
- Sent account in dispute letter
- Egg sent through unenforceable CCA
- I sent account in dispute because prescribed terms not included in application form.
- Egg sent default notice
- I sent letter not acknowledging default notice as acount in dispute
- I sent CPR
- Egg terminated card stating sending onto DCA.
Basically, my qustion is what should i do now? What are other doing?
I have a similar story with my egg loan apart from they have not got to the termination stage yet and they have sent 2 x default notices?
Wait until you get a letter from the DCA an dthen send them a CCA request. That usually results in them sending it back to Egg. Write to Egg offereing a fula and final settlement of somewhere between 5 and 20p in the pound on the basis that they haven't got an enforceable agreement.
Steven
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GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Egg credit card terminated
did not respond in required time
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