Hi
I am delighted with the help I have got on here.
I had 4 debts and have the following outcomes:
1. Abbey/MBNA
did not keep records of the credit card and could not supply a CCA. They have written off the debt.
2. CapQuest sent an unenforceable CCA and sent a letter to me admitting that they cannot enforce it.
3. Eggcredit card supplied an unenforcebale CCA.
4. Egg personal loan supplied an unenforecable CCA.
Either way, I work and live abroad and they cannot chase me through the County Courts, even if they tried. I have also received a PPIrefund from Egg and a credit card charge refund from Abbey.
Total savings around 17 000 pounds.
Therefore, I have closed all contact with all of them and will disappear into the sunset.
I am so pleased with your help that I have made a donationto your site.
Thanks once again.
Al



Reply With Quote


Well done


