Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Especially when my banks collection dept called me up and I quoted:
"On 5 April 2006, the Office of Fair Trading (OFT) concluded that default charges over £12 are automatically presumed to be unfair in terms of the Unfair Terms in Consumer Contract Regulations. Unfair terms are legally unenforceable."
LOL, whoever I spoke to in India really got confused and hung up on me. I called back 4 times, and after quoting this, they ALL hung up, even the manager. rofl...
OFT Press Release
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