Thread: Access Money Ltd.

Hi Paladine,

I have not been contacted by this company but I have by Cento Client Review, they called me on an x directory number and they knew all my personal details. Currently I have made a complaint to the MOJ and they are looking into where they obtained my personal data along with many other ways they are conducting their business. I do have my suspicians but no proof as yet and may have to call upon the ICO as if my suspician are correct they handled the stolen data claim back in 2007. I am fighting not only to get this information but I have many aspects of the way in which companies like this work and actually mislead the public.

I can PM you if you are interested in my concerns.

Thanks

Tuttsi

Hi Paladine

I will send you an email with brief resume about my claim and CMC's etc.

I have also been interviewed by the BBC1 although my bit was not on the TV, they did a blog on the BBC web site and also an article by TNOW which was published a few months ago in relation to CMC's in general and how I was treated.

As you can tell I am actually working on this as it has really annoyed me and the horror stories that are emerging.

Thanks

Tuttsi

More information on Companies House (webcheck)

Were called Moorsand Ltd up to April 08 and Dormant
Directors Belinda Doyle / Suzanne Mathews / Sonia Davies

Authorised CMC 22/7/08 - CRM12215

I received a letter from some organisation called i-Sm@rt , telling me that I have been in touch with them. - it starts "Thank you for choosing our company's Unfair Bank Current Account and Credit Card Charges Recovery Service".

There is a pack for me to fill in and send back in a freepost envelope.

I am not trying to recover anything at the moment - the last thing that I did was sometime ago, before the test case, and I did this without the use of any third party but the info on this website and I had a different user name then.

I have no idea where they got my name and address from (my name is slightly wrong, surname correct but goodness knows where they got the first name from)

Needless to say will not be using their services - oh and we have an opt out from getting advertising mail at our home address.

I telephoned them this morning and they said I must have filled in an online form.

Hi Alexander

Firstly, did you receive my email?

I have telephoned the OFT regarding an OFT licence as I was concerned in particular regarding Cento Client Review.

The OFT have confirmed that definately they do not hold one. They are unable to take any action directly and suggest that a complaint is made to the local Trading Standards office if it is felt that they should have one. The Office of fair Trading cannot advise if they should or should not hold such a licence, this is a nonsense that they cannot advise.

They said I could look up on their site 'do you need a licence' and this should explain if one is needed.

Businesses requiring a licence

You are likely to need a licence if you want to and I have marked the possible points where a CMC may be required to hold a licence. Again it is very wishy washy and does not confiem exactly if they do or don't:

• sell on credit
• hire or lease out goods for more than three months
• lend money
• issue credit cards or trading checks
• arrange credit for others
• offer hire purchase terms
• collect debts
• help people with debt problems possibly this one also for requiring a licence.
• advise on people's credit standing This one stands out as requiring a licence.
• administer agreements (but do not collect debts) for creditors or assignees This one also may require a licence.
• help individuals to locate and correct records about their financial standing This one for me stands out as requiring a licence.

As far as I can see CMC's in general should be holding a licence, if they are doing the points that I have marked.

The OFT do not police companies who trade without a licence and they are not able to give advice on the phone one way or other. I found this very frustrating that a department that is supposed to licence companies and monitor them are not interested unless the TS take up a complaint.

Perhaps someone with more knowledge could advise.

Also, I checked on the ICO web site and Cento have a registered Data Controller. So it is worth checking this with the ICO if this is the case with Access Money Ltd.

Anyone who has a complaint against any CMC, especially for cold calling should send their complaint to the MOJ immediately as unless we complain nothing will ever change mailto:info@claimsregulat ion.gov.uk

Tuttsi