Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I receioved in the post today a statement of account from day1 when i purchased my Vauxhall Signum using Close for the finance. Firstly i hadnt asked for this and have never received one before so i was wondering why i have been sent it.
I have had huge problems with the car since i bought it (im 3 yrs into the HP of 4 in total) and have also had payment issues over the 3 years aswell.
My question is, as I have looked over the statement there are some things that im not sure about and also im aghast at the level of charges they have levied against me!
1) It states they gave me 8995 credit and i paid 995 deposit. I did no such thing. the car dealer told me they could finance the whole amount of £8995 which was the purchase price. i didnt pay him 995!
2) The charges. can these be claimed back? £25.00 for a phone call. notice of default fee £23.50!!!!!
Having added up over three years of a four year agreement, the toal payable was £11,471, i have already paid £10,000 but i now owe nearly 4,000 beacuse of the charges!
Close Motor Finance Please Help!!!!!!!!
. notice of default fee £23.50!!!!!
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