Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Sent SAR with P/Order but they say not received payment

    Hi all,

    I sent Barclaycard a SARicon (with a view to reclaiming credit card charges,) by recorded delivery with a £10 postal order enclosed on 20th July.

    Today I have received a letter from them (dated 27th July) stating that £10 is required before they can make the data available, and that once payment received the data will be sent within the 40 day legal time scale.

    With this they have also returned my original letter, dated as received by them on 23rd July.

    I have a receipt for my postal order, which had Barclaycard written across the front of it, as well as receipt for the recorded delivery.

    Any advice on what to do from here would be appreciated.

    Many thanks


  2. #2
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    Default Re: Sent SAR with P/Order but they say not received payment

    Hi BChaser,

    I just read this on another thread (thanks to Alanalana) :-

    The post office will be able to confirm if a Postal Order has been encashed (just call 01246 542091 they will even send written confirmation if you request it).

    If the PO has been encashed, get confirmation of this from the PO and send it to BC saying they are wrong and they should supply your data without further delay.

    If the PO has NOT been encashed, get a refund from the PO and send a new one to BC.

    This is NOT a delaying tactic from my experience, so just do what you have to and get your claim underway.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE