Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **
see you stand like greyhounds in the slips,
Straining upon the start. The game's afoot:
Follow your spirit; and, upon this charge
Cry 'God for Harry! England and Saint George!'
If you think I have helped, informed, or amused you do the clickey scaley thing !!
Just a thought I have a £500 overdraft on a royalties account. could they withdraw the facility even though I'm paying £15/month for it?
havent looked at the t&c for ages
just wondered!
Dave
Frankly, it wouldn't surprise me if they did. Also, have you got a parachute account in case they shut you down altogether :o
Look at it this way Dave - it will save you £15 a month and anyway they owe you £5K which you will get back - eventually. What's £500? And if they keep adding charges you know you can just start another claim once the first one is settled
** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **
see you stand like greyhounds in the slips,
Straining upon the start. The game's afoot:
Follow your spirit; and, upon this charge
Cry 'God for Harry! England and Saint George!'
If you think I have helped, informed, or amused you do the clickey scaley thing !!
As you know Dave (coz you've helped me loads and I'm grateful), I don't have much of a clue about this sort of stuff but, surely, isn't it a two way contract - you may owe them money in the form of an overdraft but THEY OWE YOU MONEY.. I would be shocked if they could call in your debt before you had received your refund from them??? Having said that, actually, nothing would surprise me!
Question !!
on a royalties account. could they withdraw the facility even though I'm paying £15/month for it?
If you think I have helped, informed, or amused you do the clickey scaley thing !! 
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Originally Posted by davefirewalker
