Thread: 16000 PPI premuim, need a solicter or court style letter :)

Originally Posted by Fiscalawareness

Morning everyone

since joining this site i have sat and read for hours

I have claimed back around £3k on PPI and credit card charges and have 12k worth of Bank Charges that are sitting waiting for the lords.

My question is regarding PPI that needs to go to court.

stupidly i increased my mortgage a few years ago with First Plus

They lent me the money on a secured loan of £65,000 and added a PPI premium of £15918.

gives me a loan of £80918

to make it worse i am on 11.4 interest.

I have written a standard letter bullet pionting all my concerns and have been told i signed the agreement so i was not missold.

Can anyone guide me to a solicter style or court standard claim PPI letter that would be taken more seriously. I was thinking that if i did take court action, what type of letter woul be required to shake them up a bit and get a better response.

Im sure that a letter that has been created by a solicter would make more of an impact.

Any suggests,

Thanks James

Have a look first at these links to ascertain if you were mis-sold..

PPI - Some Notes for Claimants..

Mis-sold PPI? Want your money back? use these links to help

If you come up with valid reasons for mis-selling then go back to the bank or whoever you have the loan with.

You should be able to reclaim PPI if you have a sound reason for a mis-selling claim. It is up to the bank or whoever to produce the evidence showing the PPI was not mis-sold. I would not just accept their statement that you signed the agreement so that's that.

Do more research, gather data and information and then claim.

You will probably get legal support in one of these forums..

Mortgages and Secured Loans

Legal Issues

Letter Templates


There are more forums under the debt action group.

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