Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
sent DPA request 5 weeks ago. Have had all statements from 2000 to date.
Prepared schedule of charges (less interest) and sent off a claim for £3,300 in bank charges one week ago.
I expect a full offer or its off to Court, a process that i would love. in fact in a way i hope they force me to go that route.
every dog has its day and I would love to have mine.
Best of luck - remember to stick to the step by step guide and to your timetable and you'll be fine
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Thanks Dolly.
I completely overlooked to say that this site has helped me enormously and for that I am very grateful.
Well worth a donation folks to keep this great site running, dig deep !!!
Yes follow the step by step guide old man!! I have sent in my Prelim letter yesterday, awaiting the response! The bank have now sent me FIVE copies of my personal bank account, still waiting for my other account i hold with them.
My advice is only my opinion, I am not a legal expert.
IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
Dad "me v Natwest" thats really not original!!!!! I feel you should change it lol. So how much of this are you going to give me for telling you where this site is?
My advice is only my opinion, I am not a legal expert.
IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
Just had the useual fob off letter from Stuart Higley.
Sending out my lba today by Special Delivery. Having followed several successful threads on this site I am full of confidence.
Success. Nat west paid in up full today by cheque from RBS via Cobblers.
A nice big cheque for £4,320.00 will be going in to my bank today.
Thanks to all at CAG. I have just donated around 1% of my refund (£40) to CAG, and sent out CAG details to loads of my contacts.
Many Thanks again.
Yes dad doesn't like updating the site. As far as i am aware he had the aq and CPR18 requests then around 14days later he had full payment but im sure he will clarify this.
My advice is only my opinion, I am not a legal expert.
IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
Whoops. Information deficit.sorry.
Claim filed 4th Sept 2006
Defence & CPR 18 sent to me on 3rd October 2006.
My response to thier defence sent to the court on 5th October 2006 (with updated total of charges attached)
Cobblers offered me around 50% of my total claim on 17th October 2006.
I rejected this by letter on 20th October 2006.
Cobblers copy of thier allocation questionnaire received by me on 23rd October 2006.
Letter from Cobblers enclosing full settlement dated 3rd November 2006 (note only two conditions, 1. Don't spread the word.....as if ????? and 2. Withdraw the claim. Nothing to sign and send back to say I agree to thier conditions etc. so i will just cash the cheque.
Me V Natwest ***SETTLED IN FULL***
) and sent off a claim for £3,300 in bank charges one week ago.
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Re: Me V Natwest bank
Re: Me V Natwest bank
