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Hi All
I have being on a dmp for a couple of years and circumstances have improved. Barclaycard bought Goldfish and inherited by account outstanding balance of £2500. They are accepting £17 a month and not applying interest.
They will not issue a default notice and will not reinstate the account as requested. So I can protect myself from them in the future what would be my best course of action? Continue to pay £17 or go to court and apply for a time order.
thanks
I saw the post which suggested seeking a time order from court but didn't really know what was meant by it.
If they are not applying interest, you are lucky as BC are pretty hard-nosed and unco-operative.
If you can't settle the a/c in full, they're unlikely to reinstate it or put it back into normal working order. What exactly do you want them to do here.
If you want to challenge the enforceability of the a/c, you can start by sending off a CCA request with the £1 fee. Read other threads here in the BC forum and see other cases that are doing this.
BC will not usually produce the credit agreement but they sometimes do with a/c's that they've taken-over.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Hi All
I have being on a dmp for a couple of years and circumstances have improved. Barclaycard bought Goldfish and inherited by account outstanding balance of £2500. They are accepting £17 a month and not applying interest.
They will not issue a default notice and will not reinstate the account as requested. So I can protect myself from them in the future what would be my best course of action? Continue to pay £17 or go to court and apply for a time order.
thanks
As soon as they issue a default notice make application to court for time order so you can keep on paying the minimumpayments they have been accepting without a default registering
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Will not reinstate account Goldfish account
for a couple of years and circumstances have improved. Barclaycard bought Goldfish and inherited by account outstanding balance of £2500. They are accepting £17 a month and not applying interest
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Originally Posted by deckermbnahater
