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    • Hi. Could you post up what they've sent please so we can see what the charge is? Cover up your name and address and their reference number. HB
    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Estate Payments to Mint and RBS


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Hi

 

I hope somone can help.

 

My father commited suicide in 2004 2 weeks after a divorce and left no will hence myself and my brother became executors to his estate.

 

In a nutshell he had about £37000 of debt made up of credit cards and loans.

 

We managed to get a deal whereby my mother gave my brother and I some money out of the house in exchange for her to get full ownership of the property.

 

All the other loan companies and credit card companies have written off the debt apart from RBS and Mint who insisted on me filling out a form and after ringing them I get the impression that they are going to want full payment.

 

Can you advise me on where I stand regarding whether they can force me to pay and the concequences if I refuse to pay them.

 

As you can understand this has been an incredibly difficult time for my family and I would like to put a line under this and move on with our lives.

 

Many Thanks.

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  • 2 months later...

Sounds like a job for citizens advice bureau.

 

As far as I know, an estate can be pursued for an outstanding debt, (after death) though, I believe if you do the necessary paperwork, interest isn't accrued, and these loans etc aren't secured against the primary principal residence so there's some comfort in that!

 

If you mother owns the property without a mortgage, (you seem to suggest this is the case) seems to me like you don't have that big a problem, just need to jig the finances around a bit.

 

Sounds like a large enough amount of money to warrant seeking some free, impartial legal counsel, I do strongly suggest using citizens advice bureau!!!

 

Good luck

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