hi guys first thread so here goes, have been amazed by the wisdom floating about through the caggers bet the bully banks card companies love you guys . So your off the christmas card list . Hope some of the collective wisdom could help me with this ? Have an Eggicon card june 2005 which seems to have all the bits PT has been pointing out ie. limit not credit limit no cash advance apr etc . One thing i have noticed after seeing someone elses post is that the dates i signed the online app and the dates they checked and ok'd app dont ad up . i signed 8th june yet tey signed 8 days earlier on 30 th may am i missing something here ? and the point being as a cca must be properly executed is this a starter ?