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    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
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Can anybody offer any advice.

 

May 31st, my car broke down whilst towing my caravan. My insurance company organised a tow truck to relay both back to my home. The crazy relay driver attempted to reverse both onto the driveway but only succeeded in reversing into the house. :eek:

it is an old caravan but dry and gets used lots.

 

the relay company offered £250 to forget about it.:mad:

 

i approached a reputable coachbuilders company who estimate the cost of repairs at £2-3000:lol:

 

i know the caravan is not worth that but it is now 7 weeks after the incident and their insurance company assessor is visiting on Thursday. i was intending to go aboroad for five weeks on Saturday with it.:(

 

The advice i would like is what options do i have if the insurance company gives a low write off value for the caravan?

 

thanks for your help

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The first thing to do is to get an accurate valuation of what your caravan is worth, you say it's not worth the £2000 - £3000 it would cost to repair it, so it sounds like it will be a total loss.

 

Next thing is to get a written estimate of the cost of repairs.

 

These should be sent to the relay company, they have a duty to put you back in the position you were in prior to the damage they caused, either by repairing the caravan or by giving you enough money to replace it.

 

You also need to advise them that you have a holiday booked, and their delay has left you with no choice but to cancel and seek compensation from them or for you to hire a caravan and take that with you.

 

You also need to claim for any other out of pocket expenses caused by them, ie phone calls, postage, mileage to repairers etc etc.

 

The options you have if the Insurance Company offers a low valuation is to find similar models on sale and tell them you can't replace it for what they are offering.

 

Post back if you need more advice, but DO NOT ACCEPT the £250 to forget about it.

 

Mossy

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