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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Overpayment of ESA what do I do?


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Hi

I need some advice. Unfortunately due to an error on my behalf I have been overpaid ESA benefit, the amount is just under £2,000.

 

To fill you in Im chronically sick and disabled. No one knows exactly what is wrong with me, but Im housebound and use a wheel chair. Part of my problems mean I have short term memory issues also.

 

In December 2008 I was awarded ESA in the support group as I can not work. I recieve full DLA on both componants.

 

I claimed over the telephone and when I got the declaration statement back it was incorrect. It said that I did not recieve a pension. I rang them back and said that I will be recieving one in the future and was settling this with my employers. I was awarded ESA I rang again to clarify and they told me to notify them of the changes, eg when I recieved my pension.

 

It was a long hard battle to get my pension out of my employers and I finally recieved it in april this year.

 

I have been fighting my employers in a disability discrimination case during this time and have been hospitalised 5 times since January this year. I have also suffered a family bereavement.

 

Last night I woke up in a panic remembering I hadn't contacted the DWP about my pension. Im terrified they will send me to prison.

 

Due to an out of court settlement I can pay back all funds owed by the end of August.

 

How do I go about telling them? What will they do to me? Will it affect my DLA? Ive never claimed benefits before and I dont want to go to prison. I dont even have a speeding ticket?

 

Please help me Im terrified.....

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STOP WORRYING RIGHT NOW!!

 

DLA is not means tested so this will not be affected :)

ESA - when you get your payout, contact DWP & tell them of your error & offer to repay the overpaid amount immediately. You must stress that it was a complete oversight on your part but that you're sure you told them when you claimed that a pension was going to be forthcoming.

Remember - when you applied you were not already in receipt of your pension so you were not lying. Instead you are now notifying them of a change in your financial situation which affects your claim.

 

Sooo - ring them when your pension comes through & not before & STOP WORRYING :grin:

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As sure as I can be - you signed the declaration that you were not in receipt of a pension BUT at that time, you were'nt!

When you get your pension, ring & tell them because at that point it becomes a fact- not before.

 

Now go & have a cuppa, put telly on & RELAX and have a great day:smile:

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You seem to have misunderstood my post. I am in receipt of my pension, since April. Thats how the overpayment occurred.

 

By the end of August I will be in receipt of my out of court settlement for the discrimination case. Thats when I can pay all the money back. Im in a position where I could pay some back now, but not all.

 

Is your advice still the same?

 

Thank you for your help. I really appreciate it.

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Sorry - didn't read you post properly.

 

Ring them today & tell them about your pension & ask them to recalculate your ESA award. This will then show up the exact amount of overpayment.

When they write to you asking for £x back, ring them & make an offer of payment which suits you ie. monthly amount then, when you get your payout you can decide whether to pay it all off or maintain the monthly payments.

You also need to check whether the compensation will mean that you are no longer entitled to ESA. If ESA is means tested, you may find that you will no longer be entitled to that but that can wait until you actually have the money - as we all know, payments can take much longer than anticipated to be forthcoming!

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Hi

thanks for the advice. I have just spoken to one of the operators and Im waiting for a department called processing to ring me back. Having done a quick calculation I think I owe around £1520.

 

The guy was nice and said "don't worry we will sort this out" but Im waiting to see how I get treated by processing.

 

Im so sick with worry. I can't believe what a mess I have got myself into.

 

I will update you with how it goes. Thanks again

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do not worry everyone has and will make a mistake..they will not cart you off to prison the police dont even get involved..you have done the right thing by ringing before they chase you....its not worth the stress honestley they are twice as bad as us and they call themselve a benefits compartment they dobt know what they are giving out or taking back

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Hi,

thanks for responses. ESA Claims Processing Dept has rung. I have to send off relevant paperwork now so they can assess how much money I owe them. They have suspended the ESA payments now.

 

They have been very understanding when I explained the situation. Im hoping that it will go as one of you said, that they will write to me to confirm how much I owe.

 

Thanks again. I feel happier now. The anticipation was worse than the actual event.

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I'm glad you're feeling a bit better about it all now.

 

One thing though - send the paperwork by recorded or special delivery so it won't get 'lost in the post'!

 

Hope it works out well for you :smile:

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Yes I will be sending everything by special delivery and photocopying everything before it goes off! My sis has had so much stuff "lost" by DWP its unreal.

 

Thanks again for your advice and support is meant a lot and I will post again when I have any news.

 

Cheers

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