Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
How is this for a superb example of the RBS charge machine in progress. Between 31st July and 1st June, I have been hit by £270 in charges! How can this be? I hear you ask. Here we go:
£40 applied to my account for going over limit once last month.
This took me £15 over limit again (so looking forward to charge next month)
Then, four seperate small switch transactions bounced
Next two D/Ds and a S/O bounced also at £30 each, another £90 (and the best thing is, the S/O was for £20 going from my current to a savings account with the same branch. I was charged £30 for not having money to give myself £20!)
So there you go 24hrs and £270 charges. Argued with the branch and got no where "we refunded charges in april therefore I doubt we can refund again."
Anyway I am about to send my first small claim summons (have done all the preliminaries) so although I'm skint, I'll just add it to their bill. Its kind of like forced savings.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
had similar, but not quite as bad experiences....like going over limit, then not paying direct debit for my RBS credit card, so another charge, then charge for credit card direct debit not being paid by credit card, then late payment charge, then exceeding limit on credit card so another charge.... so total of 5 seperate charges of about 30 to 35 each for basically one transaction!...
hate rbs with an absolute vengence!... hope all these cobbetts fees and refunds (eventually) give them a little taste of how it feels!
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Now this is just OTT
charge machine in progress. Between 31st July and 1st June, I have been hit by £270 in charges! How can this be? I hear you ask. Here we go:
Reply With Quote
Re: Now this is just OTT
Originally Posted by djscissorkicks
