Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, i will try and keep this brief. I didn't read the small print when l bought my clio in july 02. l thought my payments of £257 a month would make the car mine after 37 instalments!!! I honestly didn't realise that l was entering into a hire purchse agreement and had to pay more to get out of the agreement. I know it is a long shot but l was hoping l may have been misled and would be able to try and get some money back.
If l can't l will understand it was a stupid thing to do but l was so desperate to have a new car as l was fed up of buying old bangers which l ended up continually papying out for.
Re: Advise please!!! should of read the small print
But it says Hire Purchase Agreement on the front where you signed??
I've just read that again.
You have been paying £257 per month since 2002??? That make you having paid so far £21,588, for a Clio.
Are you sure this is a proper 'Hire Purchase' if so who is it with?
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Re: Advise please!!! should of read the small print
No sorry l have paid for it. It was only when l thought it was mine (final instalment) that they said l could upgrade when l said l didn't want to and wanted to keep it l had to pay to get out of the hire purchase. i was wondering if it would be possible to get anything back as although l signed (stupidly l know) l felt that it was not exlained to me that l would actually not own the car unless l paid extra!!!!
Re: Advise please!!! should of read the small print
That's how 'hire' purchase works. You agree to 'hire' the car for so many months and at the end of that 'hire' period, they will sell you the car for a set amount.
Until you paid that final 'purchase' fee, the car still belonged to them and was only on hire.
That 'purchase' fee will have been shown in the agreement.
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
Advise please!!! should of read the small print
Reply With Quote
