Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Barclaycard are by far and away the most difficult to deal with,if you read other threads you will find the CCA response will end up with" unless you can put forward a good legal case do not bother us again with CCA matters we have complied with the act" Try SAR,you will get statements but you will have to fight for the signed agreement and copies of any Default Notices.Im having the same problem with BC WISH YOU THE BEST OF LUCK,......FIRSTSHIP
If you send Barclaycard a CCA request and they do no reply with one. You then send Account in Dispute Letter and stop paying.
Trying to figure out why we would continue to try and get a copy of our agreement. Surely seeing as we have stopped paying and account is in dispute, it is up to Barclaycard to produce one.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
I'm having the same problem. 2 letters now using CPR angle and still they come back with '...under CCA1974 we have fulfilled request...a/c not in dispute...' etc....content of letters are just ignored/not read properly.
Guess it's court action next.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
slick, you say "However, to get that, they need to produce your credit agreement !! ", so basically if they dont have the origional signed agreement, then they can not take you to court, is that right?
sorry this is my first post, been a lurker for quite a while now, but extreamly interested in this
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.