Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    lmerrikin8 Novitiate

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    Angry Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    My father in law was taken in to hospital on april 22nd 2009, with fungal pneumonia and chronic leukaemia, sadly he passed away on 16th june 2009,
    during his time in hospital, money had been taken out his account even on the day after he died,
    we didnt know this till we went to the abby bank and closed his account downs, and i noticed there should of been more money with him been in hospital for so long.
    So the women gave us a mini statment and told us to ring the police and the fraud line, which we did but when we did they said they was nothing they could do as the bank account was closed ,
    so we left it for a few days and went back in to the branch and spoke to someone in there and they told us to speak to the fraud line, so we rang from the bank and they kept sayin we cant talk to you we need to talk to the account holder and we was like he died he died thats why im ringing you up!
    In the end someone from the branch decided to ring them and deal with it for us! and we was told it was getting sorted,
    well today we rang the bank to find out what was happening and they said that they had sent a letter out to my late father in law saying that they can't do anything because the card was used with the right pin!
    They don't seem to care at all, the women on the phone today was what do you want me to do the account is closed! they has got to be something thatt can be done? my father in law didn't have a girlfriend there was only my son so we not sure on who could of used his card! We have tried the police but they said they is nothing they can do unless the bank says it was frand! there was nealy £3000 taken out his out. and abby are not going to do anything! We are really stuck on what to do now!
    Its only been four weeks since my father in law died my husband is upset as it but to learn bank isn't going to do anything is just going to push him over now!


  2. #2
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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    Who is the executor or the estate/next of kin?
    Who had any access to the card and/or PIN while he was in hospital?(I'm sorry to have to ask this question at such a difficult time but that is where the bank is kinda going, I suspect).
    Are there any other withdrawals that are suspicious?

    The executor/next of kin needs to ask for the time/date and location of the withdrawal.
    Do you have that and was it within the locality of where he lived?

    My condolences to you. My father passed away 7 years ago so I can understand that it is quite a raw time at the moment. It does get better in time but the first few months are really tough.


  3. #3
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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    My husband is the next of kin!(He didnt leave a willicon and didnt have a house just a coucil flat) as far as we was told by his dad his cards were in his wallent! we have got a statment with what was taken and were and how much! but the bank has said as it was his card that was used with the right pin there is nothing they can do! we have told them he was in hospital even the day after he died there was money taken out!


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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    Quote Originally Posted by lmerrikin8 View Post
    My husband is the next of kin!(He didnt leave a willicon and didnt have a house just a coucil flat) as far as we was told by his dad his cards were in his wallent! we have got a statment with what was taken and were and how much! but the bank has said as it was his card that was used with the right pin there is nothing they can do! we have told them he was in hospital even the day after he died there was money taken out!
    There was no one else that would have his cards he was on his own!


  5. #5
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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    Did they tell you where it was withdrawn?

    Most hospitals have cash machines now was it onsite?


  6. #6
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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    Firstly, I would put all my concerns in WRITING!

    phone callsicon leave no records.

    Most banks fob you off first time. It's only after the second complaint that they seem to take notice.

    Have a look here

    http://www.consumeractiongroup.co.uk...rawls-nor.html


    Jogs

    Blackhorse Finance : Isssued court papers for £3400 and return of car, settled for £1000

    Lloyds TSB : SAR request taken all the way to Court, Damages awarded.

    Lloyds TSB PPI : FOS found in my favour, awaiting settlement figure.

    Capital ONE : Issued Court papers, refund of £635.38

    Barclaycard
    : Refund of charges £456.16

    VIRGIN MEDIA : Request of charges, LBA sent

    LLoyds TSB : Refund of charges sent

    Littlewoods/NDR/Moorcroft : You have no idea

  7. #7
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    Default Re: Abbey bank dont care that money has been taken out my died father in law account! advice needed please

    Hi yes it tells u were they were taken and when none of them were taken at the hospital they were all taken at calton tsb, or booze buster even the day after he died there was money taken from his account! We got some of his mail today and there was a letter off Abbeyicon

    Mr ........... my father in law name!
    AS outlined in the terms and conditionsicon for your account, Your abbey card can only be used in conjunction with the pin we issue. To keep your account secure it's vital you don't tell anyone else what your pin is, or let them use your card.
    Unfortunately, after completing your transaction, you left the card in the ATM with the pin still active.
    We do take full responsibility for fraud that happens on our customers account, as long as we are satisfied taht the customers has not done anything to leave their account vulnerable. However we are not able to accept responsililty for money taht goes missing from account through the customer's negligence, for example sharing their PIN Number, or indeed leaving their card in a machince.
    We do appreciate that you did not deliberately leave your account vulnerable. However we cannot accept responsibility for the money that was taken. Money started to go out his account the day he was taken in to hospital. Is abbey takin the **** sending a letter to him even know they know he has died??



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE