Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi - just discovered all this today - boy I am glad thatI have the MSE site saved on my favorites - fair play to Martin Lewis - 'Man of the People' - I salute you.
Ok guys - basically I am after a few tips as I attempt to reoup any money owed to me from Barclays / Wooowich. Think I am ok with the letter that I need to send 'Dear Bank manager - give me back all my money you bas***d etc etc'
But seriuosly, where is my best starting point to send my letter to at the Woolwich ? or am i best to hand it into my local branch? Surely then the clock starts ticking, as you know the Woolwich are inj possession of it??
Hi PJAshe and welcome. I don't think there is a right or wrong answer to your question, either send it to the Woolwich Head office at Jackson Road Clacton-on-Sea, or to your local branch (who I assume will pass it on to head office). Your choice, i personally posted mine to Clacton. The £10 cheque should be payable to the Woolwich, but they will more than likely post it back to you.
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
Thanks Cillit - I have another question which has cropped into my head, I am seperated from my wife, but have never got round to changing my account just back into my name - what way should I word my letter - 'I' or 'We' ???
I was thinking if I just used 'I' they would come back with some crap that ......'This is a joint account ' etc.
Payback Time! :-)
/ Wooowich. Think I am ok with the letter that I need to send 'Dear Bank manager - give me back all my money you bas***d etc etc'
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Payback Time! :-)
- what way should I word my letter - 'I' or 'We' ???