Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 16 of 16
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default ****Is My Egg Agreement Enforcable Please****

    Hi and thanks for looking. We recieved about 30 pages of an agreement today after our cca request. It is late but is it enforcable?.

    I've pulled out a couple of what seem to the the most relevant pages.

    I've never seen a tick accepted as a signatureicon before?
    Can any of you advise please. ?

    Thanks in advance








  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    craigers Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    793

    Default Re: ****Is My Egg Agreement Enforcable Please****

    you need to post the page with the interesticon rates on them.


  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    craigers Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    793

    Default Re: ****Is My Egg Agreement Enforcable Please****

    And the tick box is acceptable judging by the 2005 date of signatureicon.


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default Re: ****Is My Egg Agreement Enforcable Please****




  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default Re: ****Is My Egg Agreement Enforcable Please****




  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Thanks for taking the time to help. Its not looking good then?


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    craigers Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    793

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Someone more learned will be able to advise, but I'd say they're failing on the interesticon and APR. Quite how the APR and annual interest rate can both be 14.9% I don't know.


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Anybody got time to take a look please

    Tia


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    DrHunt Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2009
    Posts
    25

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Anyone please

    Thanks in advance


  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Redfish Novitiate Redfish Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    140

    Default Re: ****Is My Egg Agreement Enforcable Please****

    hi there, I got the same agreement as you today. Guess what, it looks like fraud. Look on the first page at the first para. They state they are Eggicon Banking plc of Citigroup Centre .... but they were Prudential back in 2005, they were only taken over by Citigroup in 2007. I am asking a solicitors about this so I'll let you know what they say.

    Because after December 2004 electronic signatures became acceptable under law, they have been able to rewrite agreements how they like ... but when you do fraud like that you usually slip up!!


  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Readalot Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    132

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Quote Originally Posted by Redfish View Post
    hi there, I got the same agreement as you today. Guess what, it looks like fraud. Look on the first page at the first para. They state they are Eggicon Banking plc of Citigroup Centre .... but they were Prudential back in 2005, they were only taken over by Citigroup in 2007. I am asking a solicitors about this so I'll let you know what they say.

    Because after December 2004 electronic signatures became acceptable under law, they have been able to rewrite agreements how they like ... but when you do fraud like that you usually slip up!!
    Let me know as well please. I am in the same boat with you guys. Online CCA Oct 2005.

    --------------------------------------------------
    Yorkshire Bank ~1200£ of charges reclaimed many moons ago, settled out of court
    HSBC ~350£ of charges reclaimed many moons ago, settled out of court

    HSBC ~4000£ flexiloan CCA request sent May 2009, 'sorry, we do not have your CCA' letter received June 2009, AccountInDispute letter sent.
    HSBC ~9000£ CC CCA request sent May 2009, no response, AccountInDispute letter sent.
    HSBC - preliminary letter for about 300£ of unfair charges plus interest sent May 2009, LBA sent June 2009, N1 POC and Schedule of charges submitted July 2009
    Egg - CCA, SAR, "no more calls" letter, DMP offer sent July 2009. Got a DN from Egg - wont say a word on this one until court papers are received.

  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Redfish Novitiate Redfish Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    140

    Default Re: ****Is My Egg Agreement Enforcable Please****

    When you say, "in the same boat", do you also have Citigroup as their address??


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Readalot Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    132

    Default Re: ****Is My Egg Agreement Enforcable Please****

    yes, mine it's the same, dated Oct 2005. However, I have just sent CCA request and so far simply assume that they will print out the agreement from online account.

    --------------------------------------------------
    Yorkshire Bank ~1200£ of charges reclaimed many moons ago, settled out of court
    HSBC ~350£ of charges reclaimed many moons ago, settled out of court

    HSBC ~4000£ flexiloan CCA request sent May 2009, 'sorry, we do not have your CCA' letter received June 2009, AccountInDispute letter sent.
    HSBC ~9000£ CC CCA request sent May 2009, no response, AccountInDispute letter sent.
    HSBC - preliminary letter for about 300£ of unfair charges plus interest sent May 2009, LBA sent June 2009, N1 POC and Schedule of charges submitted July 2009
    Egg - CCA, SAR, "no more calls" letter, DMP offer sent July 2009. Got a DN from Egg - wont say a word on this one until court papers are received.

  14. #14
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    thirty-n-fat Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    89

    Default Re: ****Is My Egg Agreement Enforcable Please****

    I have recieved a simlar printout for a Eggicon personal loan.

    However, I know that I did not sign online for this amount as I was planning to borrow less and handled the greater amount over the phone and then signed documents and returned via the post.

    See my post here...
    http://www.consumeractiongroup.co.uk...ml#post2297270


  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Redfish Novitiate Redfish Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2009
    Posts
    140

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Hi thirty-n-fat,

    You have the Derby address on your agreement. I don't know what date it is for. Check archive.org to see what the address should have been at that time. There's a discussion here http://www.consumeractiongroup.co.uk...ml#post2314977 so maybe you could post up there too.


  16. #16
    cds cds is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    cds Novitiate cds Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    I am in
    east midlands
    Posts
    363

    Default Re: ****Is My Egg Agreement Enforcable Please****

    Quote Originally Posted by Redfish View Post
    Hi thirty-n-fat,

    You have the Derby address on your agreement. I don't know what date it is for. Check archive.org to see what the address should have been at that time. There's a discussion here http://www.consumeractiongroup.co.uk...ml#post2314977 so maybe you could post up there too.
    I think you are barking up the wrong tree with this address issue.

    cds



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE