Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent a CCA to Scotcall on Thur 9th July for my OH's Barclaycard agreement (Mercer's had been dealing with it previously).
Just received a reply from Scotcall dated 10th saying "this account is closed, please contact Barclaycard..."
They returned the £1 postal order too.
I did include in the CCA request the paragraph intended for DCA's which cites:
" If it is your view that you are not the creditor, s.175 of the CCA 1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. "
Where do I go from here - do I get back to them & point out that they breached s.175 by not passing the request on to the creditor or do I simply re-issue the letter as a duplicate with the clock still running to Barclaycard or do I simply start over with a new CCA to Barclaycard?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Barclaycard / Scotcall
's which cites:
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is the returned PO a write-off or can it be re-issued to the others?