Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I purchased this vehicle from a well known dealer Northampton 06/04/06 and believed at the time of purchase that the mileage was 13610 as stated on the order form and was told verbally. It was sometime later and after the car had been stolen that I found a copy of a quality validation certificate with the mileage at 66873 copies attached.
The matter of the insurance refusing to pay is currently in the hands of the financial Ombudsman and also it was the Insurance that disposed of the vehicle without I must add my prior consent or the finance company I believe that Admiral disposed of the vehicle in sept 07 I understand that the mileage recorded at this stage was around 31000 I was told that the car was a cat b write off
I have carried out many checks myself to trace the vehicle as Admiral were reluctant to tell me which salvage company it was sold to only that it was sold for £1300.00 I only found this out through enquires made by the ombudsman in Jan 2008 No payout has been made to anyone by Admiral
I am currently in the middle of a legal Rangel regarding all of this which as been ongoing since April 2007.
To be honest I have got very confused regarding the whole matter and am very angry regarding the findings with the mileage and at the present time it looks as though I will be lumbered with a debt of £18500 I have already received a county court judgement from Black horse but I am currently trying to get this set aside on the grounds of being miss sold the car and finance .as I had asked that the finance be pcp not a bloody fixed loan amount I had already had to take a crossfire back that was pcp and I wanted the same finance I only found out that this was a fixed loan amount or so black horse are saying personal loan earlier this year at court
If someone gets the jist of this can you help please am going out of my mind over it