Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have had a wages arrestment since december 2008 by HFC Bank for a loan. At the time I wasn't opening my mail and thought the money was for council tax (stupid, i know). I have now got a copy of the arrestment schedule from my employer. I am also requesting the original loan agreement thru a cca request. I previously had requested the PPI to stop since I told them when I took out the loan that my employer provides full sick pay and I didn't need or want it but was fobbed off. How do I find out how the balance has been calculated or obtain a statement of payments etc. from them ?? I am trying to collect as much information as possible before my appointment with a money advisor and would like to challenge what they say i still owe them.
Hope this makes sense. Any help would be much appreciated.