Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 9th July 2009 12:57 #1
    whizzkid001 whizzkid001 is offline
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    Cagger since
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    Default Hardship accepted, low percentage being offered

    We have had our hardship claim unbelievably accepted today. From a total claimed of £4,455, they are now offering us just £1,195 - amounting to 2 months mortgageicon debt, which they say is for our 'priority debt'. The sum is little more than 25% of the total we are claiming.

    In the time taken to reach this decision, we owe another £600 payment on the mortgageicon as well as other priority debts.

    Anyone been at a similar point with Abbeyicon and have any advice as to how 'negotiable' they are/might be at this stage?

    Settled Claims:
    Abbey: £4025 Claimed 27/02/06 - Paid in full 19/06/06
    NatWest: £4529 Claimed 10/05/06 - Paid in full 1/08/06
    Halifax: £1150 lba 18/05/06 - Paid in full 07/06/06
    Natwest CC: £420 Initial letter 25/07/06 - Paid in full 08/06
    Woolwich: £1100 Paid in full 28/2/07 + Default removed
    NatWest Pt 2: £1700 Claimed 10/05/06 - Paid in full 7/2/07 + Defaults removed

    Current Claims:
    Abbey Pt 2: £2300 + adverse credit removal claimed 23/03/07
    Alliance & Leicester: £1421 + adverse credit removal claimed 23/03/07

    Refunds pending:
    Capital Bank: Swift Advances: Halifax

    Son's Refunds pending:
    Abbey: HSBC
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  2. 9th July 2009 14:29 #2
    yourbank yourbank is offline
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    Default Re: Hardship accepted, low percentage being offered

    just given you some advise on MSE

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE