Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been consistently getting charges on my Halifax account each month, twice a month for the past five years. These charges are £28.00 and £30.00 a time, i don't believe these charges are justifiable as it is supposed to be an interst free overdraft which i set up and paid £100 to do so. I never knew anything could be done about it until recently when I saw the information on the t.v, i am now unemployed due to pregnancy and cannot afford these charges.
Re: HALIFAX EXTRA - extra what? apart from charges
Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on. Keep any progress on your own claim or questions that arise in a new thread in the forums for your banks to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started!
Apologies for the slowness of the site today - recent publicity has made us very popular!
By the way, you won't be able to recover the overdraft arrangement fee.
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
HALIFAX EXTRA - extra what? apart from charges
account each month, twice a month for the past five years. These charges are £28.00 and £30.00 a time, i don't believe these charges are justifiable as it is supposed to be an interst free overdraft
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Re: HALIFAX EXTRA - extra what? apart from charges
