Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: bearing v A&L

  1. #1
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    Default bearing v A&L

    Just printed out my S.A.R. and have addressed the envelope for posting tomorrow.

    Am I correct in thinking that the cheque needs to be made out to Alliance & Leicester PLC?

    And so the long and winding road begins.


  2. #2
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    Default Re: bearing v A&L

    yep, absolutely


  3. #3
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    Default Re: bearing v A&L

    yes, a SARicon is always made to the company that you have the account with.

    Working to help set people free from debt.

  4. #4
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    Default Re: bearing v A&L

    Any worries along the way...just ask


  5. #5
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    Default Re: bearing v A&L

    Thanks, will keep you all posted and ask if I'm stuck on anything.

    They've until the 17th August.


  6. #6
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    Default Re: bearing v A&L

    Pretty quick with their reply, have my statements in front of me.

    Looks like a total of £575 in charges.

    Shall type up my Prelim letter later and send it by close of play today.

    Do I need to amend the template letter at all to reflect the current stay or just keep it as is?


  7. #7
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    Default Re: bearing v A&L

    Hi bearing

    When you send your prelim don't forget to enclose a schedule of your charges and keep a copy of both.Keep letter as is






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  8. #8
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    Default Re: bearing v A&L

    Quote Originally Posted by **Tilly** View Post
    Hi bearing

    When you send your prelim don't forget to enclose a schedule of your charges and keep a copy of both.Keep letter as is

    Ah yes the schedule would be a good idea. :grin:


  9. #9
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    Default Re: bearing v A&L

    Sent.


  10. #10
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    Default Re: bearing v A&L

    Good luck in this I have just had my account "voluntarily closed" due to bank charges.... what a disgrace!


  11. #11
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    Default Re: bearing v A&L

    Quote Originally Posted by losingmycool View Post
    Good luck in this I have just had my account "voluntarily closed" due to bank charges.... what a disgrace!

    Cheers, this one is also a closed account.

    'They' Closed it.


  12. #12
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    Default Re: bearing v A&L

    is There Nothing We Can Do??? They Said It Would Not Go On My Credit File Im Confused!


  13. #13
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    Default Re: bearing v A&L

    Quote Originally Posted by losingmycool View Post
    is There Nothing We Can Do??? They Said It Would Not Go On My Credit File Im Confused!

    Did they send you a letter saying it would not go on your file?


  14. #14
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    Default Re: bearing v A&L

    Great, our other account(budget) incurred charges from last month and I've just noticed they've applied £100 worth of charges to the account on Friday. Just called to ask if the charges can be returned as the money that was in there was to pay this months mortgageicon. I was told by the chap on the phone that nobody is able to refund it as the computer has added the charge.

    Is he telling me that their entire bank is beyond human intervention?

    So any ideas on how to get the money credited back or am I going to have to rob Peter to pay Paul(C&G)?

    And yes they will be getting a SARicon in the next few days.


  15. #15
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    Default Re: bearing v A&L

    Hi,

    subbingicon to you thread.

    Hope you don't mind, moral support only just now.

    I shall follow your journey with interesticon.



    William.


  16. #16
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    Default Re: bearing v A&L

    Forgot to say bearing...........that your sense of humor will carry you thru' a lot of frustrating days trying to reclaim your bank charges.


    I won't wish you good luck as you will not need any "luck"


    GO FOR IT.


    William.


  17. #17
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    Default Re: bearing v A&L

    Cheers William, I don't worry about these people now their sabre rattling and threats no longer register as I'm now dictating the way things work.

    Have received no letter in today's post after my Prelim letter sent on 30th July, guess I'll pop the lbaicon in the post today.

    Will they never learn.



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