Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Closed account

  1. #1
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    Default Closed account

    Is it possible to claim back charges on a closed account?


  2. #2
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    Default Re: Closed account

    Yes

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  3. #3
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    Default Re: Closed account

    Quote Originally Posted by bearing View Post
    Is it possible to claim back charges on a closed account?
    easiest question of the day, for me(I have been about a bit though )
    100% yes.


  4. #4
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    Default Re: Closed account

    Excellent news, thank you.

    Next question, are all cases on hold or is it just for selected banks?


  5. #5
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    Default Re: Closed account

    Quote Originally Posted by bearing View Post
    Excellent news, thank you.

    Next question, are all cases on hold or is it just for selected banks?
    All cases are on hold


  6. #6
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    Default Re: Closed account

    Okay, cheers.

    Better get the ball rolling and join the back of the queue then.


  7. #7
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    Default Re: Closed account

    Would I be claiming back 6 yearsicon from now?


  8. #8
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    Default Re: Closed account

    Quote Originally Posted by bearing View Post
    Would I be claiming back 6 yearsicon from now?
    This is a tough one, this site recommends all charges back to 1995.
    Banks have a requirement under the fsa waivericon to provide information back to July 2001 ie 6 years prior to the OFT test case announcement. Under the Data Protection Act no time limit exists on data.


  9. #9
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    Default Re: Closed account

    Quote Originally Posted by yourbank View Post
    This is a tough one, this site recommends all charges back to 1995.
    Banks have a requirement under the fsa waivericon to provide information back to July 2001 ie 6 yearsicon prior to the OFT test case announcement. Under the Data Protection Act no time limit exists on data.
    That's okay, my account was only opened in 2001. I was concerned that it would be 6 years from now.

    So July 2007 is day zero then?


  10. #10
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    Default Re: Closed account

    Quote Originally Posted by bearing View Post
    That's okay, my account was only opened in 2001. I was concerned that it would be 6 yearsicon from now.

    So July 2007 is day zero then?
    Yep absolutamente



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