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Just sent off my prelim letter claiming back over £450 in charges for a Natwest society account on behalf of my sunday football club.
Anything I need to do different here?? (am also claiming against Woolwich personally for over £1700 in charges!)
Yes, get your lba letter ready to go and then start thinking about what to put on the Court papers. Natwest seem to be zipping along at the moment.
I sent my first letter 17th July, then an LBA, then issued a MCOL claim, and today (3rd August) NW have filed a defence. I don't know whether this speed is good or bad, but at least it will all be over with quicker!
Thanks guys
Will get my lba ready. Going away on 12th Aug and would like to know that things are happenin before then !!
Really appreciate the support.
Oh the mighty reds !!
its not good when they file a defense but this is what they do, its rare that Natwest pay before this point. It just means they are showing to defend the claim. They have so far always paid out before the court date.
My advice is only my opinion, I am not a legal expert.
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So what does it actually mean when they file a defence? Is this good or bad? I dont want to get to that point because idont understand it all!!!
Well, in my case they filed a defence (said to the court they were going to dispute my claim) on Tuesday ........ and on the same day also wrote me a registered letter I was very pleased to receive. It's all over now!
Well here we go !!
Had me hols and now back ready to go!!
Finally had a reply from Natwest but only from branch. - total cock up with where they were sending stuff but anyway...
They have charged me £5 for my statements even though I did not request or need them !!!got that refunded straight away.!!now for the rest!
Had a letter back informing me that "They have had a response from Regional Office and they have declined to refund any fees as no error has occured"
Actually spoke to helpful member of staff who advised me to pursue it with the Customer Relations Manager and said that they had quite a few requests! recently! lba ready to go to HO with Breakdown of charges (not showing 8%)- (this is correct isnt it ?
1-08-06
Request for refund letter sent - Total fees £459.12
24-08-06
"Looking into it" letter received
7-09-06
"Received Bog Off" letter from branch
14-09-06
LBA and breakdown sent
Your lba should only include overdraft interest on your charges (if you can be bothered to work it out) .
Ned
************************* ******** NatWest Advantage Premier Account
01-09-2006 - S.A.R - (Subject Access Request) sent
04-09-2006 - NW respond asking for fee
09-09-2006 - New S.A.R and fee sent
23-09-2006 - Statements received
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Was one of my heroes as well mate !!! (as they all are!)
Cheers
Just sent off lba and hope things move a bit quicker now
Just had back an offer on my Woolwich one of £900 (claiming £1800) and not even sent LBA.
My missus wants me to take it but I'm keen to hang on in there for the full amount.!!
Had my reply from dear Mr Higley saying nothing else to add and informing litigation.
Quick reply and well within the 14 days given.
Presume that I can now go to MCOL now ?? dont still need to wait until 14 days are up?
Just checking as well. Total I claim is charges + interest + 8% - what about my claim fee? - does this just get added back on if i win?
Any other help or guidance or links to assist will be gratefully received
Thankyou !!!
NatWest
01-08-06 - Request for refund sent etc followed by all the other nonsense!!
18-10-06 - Settled in full - DONATION to site made
Woolwich
01/08/06 - Prelim letter sent
03/08/06 - Acknowledge letter received from Woolwich
18/08/06 - 2nd letter from Woolwich
21/08/06 - Acknowledge letter received from Barclays
13/09/06 - Offer letter received
19/09/06 - Confirmed I will settle at my amount sent
Hi, It does get added on. I went through MCOL on the 12th, they filed a defence on the 12th, so they have til the 12th October to pay up. I bet they make me fill in the aq though, but stick to your guns and templates.
You can go through MCOL now, it seems that Natwest are the hardest nuts to crack, my others halfs has just offerd him some money, way below what we are claiming for, but it looks like an admission of guilt to me, whereas natwest are digging there heals in and hoping that they can scare people.
Good luck, I will look out for your thread and help when ever I can
Great help, many thanks,
Will file with MCOL now then. only claiming £454 for my football club account so hoping they will think that it is too much hassle/costs to go through with it and will offer a reasonable settlement.
Got an offer with my Woolwich of just under half the amount claimed but asked them very nicely to settle at 85% or i will proceed with claim for full amount.
As the Woolwich/Barclays seem to also be one of the slowest and toughest I thought it was worth a chance as i would be happy with that.
You never know but Im not holding my breath!!
Thanks again
Will keep you posted and look out for your updates as well.
NatWest
01-08-06 - Request for refund sent etc followed by all the other nonsense!!
18-10-06 - Settled in full - DONATION to site made
Woolwich
01/08/06 - Prelim letter sent
03/08/06 - Acknowledge letter received from Woolwich
18/08/06 - 2nd letter from Woolwich
21/08/06 - Acknowledge letter received from Barclays
13/09/06 - Offer letter received
19/09/06 - Confirmed I will settle at my amount sent
Hi, I am very surprised that they have not paid out, with it being a small amount ! But hey who knows what goes on. 85% if you are happy with that go for it, you are not being unreasonable. Like I said my B/F account offered him £300 squid less, but it was too late we had already filed MCOL the day before, if we had being offered that the previous week, we most probably of taken it.
I do appreciate the pressure that they are under, but we gave them nearly a month before we went through MCOL due to lack of funds !! Makes you wonder if they are keeping tabs on your account, to check that you cant afford going through with it before they offer you the once and only EVER offer????
wewonitfivetimes v NatWest
society account on behalf of my sunday football club.
Reply With Quote
Re: wewonitfivetimes v NatWest
scouser at all haha GET IN!
Originally Posted by LolStevo
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