Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi there
I am quite new to this site, and I love it, its such a friendly place, and this is my first post, if this is in the wrong section please could a mod move it to where it should be as Im still finding my way around!
I have a Black Horse fix sum loan agreement, however, after receiving a copy very promptly from BH, literally days after I requested it, I have gone over it, however, there is a small point within that I question whether it is actually enforceable.
It says:
'you have no right to cancel this Agreement under the CCA 1974....' however I have seen somewhere on this site that they should make in clear within the agreement that there is a cooling off period and details will be sent within 7 days of the Agreement - but nothing was sent.
Hhhm i dont know whether i am clutching at straws here !
I could always scan a copy in (with my details deleted) but i need to know how as i have never done it before!
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
All the prescribed terms are contained within that first page, which also bears your signature, so they have complied with the request. I am very surprised about the 0% interest rate!!!
I would have to say enforceable.
I am not an expert, but I can give good advice about Brighthouse
Am learning more and more about DCA's too
I have no legal experience and all advice given is based on the knowledge I've gained from this site.
<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!
Hmmmmm - not convinced. They could produce page 2 at anytime, so maybe it is worth writing to request it. The last thing you want is to put this into dispute and then for them to go "ta-da - here's the rest of it".
I guess that's the next move then?
I am not an expert, but I can give good advice about Brighthouse
Am learning more and more about DCA's too
I have no legal experience and all advice given is based on the knowledge I've gained from this site.
<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!
Black Horse Loan -is it enforceable?
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Re: Black Horse Loan -is it enforceable?
I am not an expert, but I can give good advice about Brighthouse
Re: Black Horse Loan -is it enforceable?
