Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Can anyone point me in the right direction? I have a credit mark on a HP loan, I have SAR the company, they show the balance as 0, however it is showing on a CRA as still owing dept. Is there a template letter for its removal anywhere? If not what should be the outline of the letter with all the legal mobo jumbo...
Easiest approach maybe a letter to the creditor explaining that there is adverse information recorded with the CRA & ask them to amend / update the file entry. If everything is settled with the creditor this shouldn't be a problem.
if you get no joy, try an ICO complaint & a s.10 Data Protection data subject notice (template in the library)
Hope this helps
"Evancosmo" is short for the evanescent cosmopolite.
THE TRUTH WILL SET YOU FREE
1st Credit: CCA request sent
Cabot: failed to provide CCA - s.10 DPA letter sent
Capquest#1: failed to provide CCA - s.10 DPA letter sent
Capquest#2: failed to provide CCA - s.10 DPA letter sent Abbey: on going
Equifax: "attributable data" CCJ removed - Aug 09
have you paid off the loan
this normally happens if the account has been sold to a DCA, the creditor on selling the account reduces the account to zero
thats why i asked if the account has been settled or not
CRA showing I owe
the company, they show the balance as 0, however it is showing on a CRA as still owing dept. Is there a template letter for its removal anywhere? If not what should be the outline of the letter with all the legal mobo jumbo...
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