Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I got a copy of my credit file via checkmyfile.com, when I looked at the call credit entry I noticed there were errors on it.
I emailed them on 4th June, no reply, sent a letter on 11th June, no reply and sent a fax last week, still no reply.
I have now had to pay £12 so I can send them a message via their website, when I got the copy of my file via their site I noticed that a default was still showing 6 years and 1 day after the default date. According to the ICO booklet on credit information it should only be lept for six years.
Some of you probably think I am being petty but the defaults have blighted my life for last six years
Complain to the ICO (you can do it online). Recorded delivery letter to the CRA too; not known for being nice to us members of the public!
"Evancosmo" is short for the evanescent cosmopolite.
THE TRUTH WILL SET YOU FREE
1st Credit: CCA request sent
Cabot: failed to provide CCA - s.10 DPA letter sent
Capquest#1: failed to provide CCA - s.10 DPA letter sent
Capquest#2: failed to provide CCA - s.10 DPA letter sent Abbey: on going
Equifax: "attributable data" CCJ removed - Aug 09
call credit
and 1 day after the default date. According to the ICO booklet on credit information it should only be lept for six years.
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