Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    Basic Account Holder
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    Default Is it possible to remove default from credit referneces?

    I have become aware that I have defaults showing on Equifax and Experian (one of them shows up twice, making iot look as if there are actually 3 defaults - no wonder I couldn't open a bank account when I tried!!). The debts are mine, and I'm paying one off and in the process of negotiating re the other.

    My question is, can I get the defaults removed? I received no paperwork or warning of them.

    Thank you.


  2. #2
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: Is it possible to remove default from credit referneces?

    hi,
    While you have a debt, the creditors have a right to mark your file accordingly. When you signed your agreements, you gave them permission to do so however, the erroneous entry should be removed.
    Contact the CRA in writing telling them of the duff entry. They will investigate and remove as you can't be defaulted twice for the same debt.

    fox

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10


  3. #3
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    Default Re: Is it possible to remove default from credit referneces?

    Thank you, I'll do that.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE