Thread: Lowell & Hutchinson 3G

Hi everyone

Does anyone have any experience of dealing with Lowell? Not sure how to proceed. I have a March 07 default with Lowell on a 3 mobile phone contract which is almost three times the original debt(!)

I know house rules generally forbid us from talking to the scuzzers but if they're likely to have an enforceable agreement I can't help wondering if I shouldn't go in all meek & mild with an offer in return for a "settled / satisfied" flag on this account.

Thoughts / opinions anyone??

Muchas gracias, EC

Hi,

I'm going to move this thread to the Telecoms Forum, I think you'll get help in there.

Regards.

Scott.

thanks Scott

Hi,

I would be questioning the leeds losers about whether they are actually collecting on a "real" debt and not one of the mistakes made by 3.
A while back Watchdog found that 3 had been flogging unknown debts to Lowell and it took ages for them to agree that the debt didn't exist.

In the first instance I would send them a prove it letter. Letter 18 here:

The Consumer Forums - debt collectors

fox

Thanks Silverfox!

Will look at the template now & update thread later

Originally Posted by silverfox1961

Hi,

I would be questioning the leeds losers about whether they are actually collecting on a "real" debt and not one of the mistakes made by 3.
A while back Watchdog found that 3 had been flogging unknown debts to Lowell and it took ages for them to agree that the debt didn't exist.
AND NOW BEEN STUPID ENOUGH TO BUY ANOTHER SHIP LOADI BELIEVE.
In the first instance I would send them a prove it letter. Letter 18 here:

The Consumer Forums - debt collectors

fox

interested to response to prove it
SAMLOWELL DETESTER

Hmmm. Had a look at the "prove it" letter that Silverfox suggested & not sure how that would apply in this case.

Lowell have the default registered at a previous address & to the best of my memory have never chased me. Don't have account / reference numbers etc which is why I'm a little reluctant to use the above letter.

Was really interesting to note the issue of Lowell, 3 & the non-existent debts though. Wonder whether that's why they've never updated info or chased me? Saying that only registered only Electoral Roll this week after almost two years of being off register so i could be raining down a 5h1t storm on my head anyway!

I'm only looking at it now as I'd like the default removed / satisfied / settled.

Jury's still out on how to move this one forward....

Originally Posted by sam614

interested to response to prove it
SAMLOWELL DETESTER

I knew you wouldn't be far behind me Sam.
As soon as we see the name, it's like a red rag to a bull

oh yes.a platinum one now lol.

getting this looked into again with watchdogat this moment.

SAMLOWELL DETESTER

Do you know what? Can't argue with the stats (two platinums after all!)

OK. Going to draft the tailored Prove it letter & get a bit sarky with them into the bargain. Will post something here when done.

Originally Posted by evancosmo

Do you know what? Can't argue with the stats (two platinums after all!)

OK. Going to draft the tailored Prove it letter & get a bit sarky with them into the bargain. Will post something here when done.

play fair and only use small words so they can understand
SAM

ok, what do you think to this to get the ball rolling then guys? Haven't got too sarky with them yet as keeping my powder dry!

I defy you to leave the "Dear scumbags" in

I would also point out that they should remove the default "or else"

Good point about the default! As for the Dear Scumbags?? Did i mention i was keeping my powder dry? Maybe next time!

maybe flag it for the attention of

sam marsden (yet another one)
head of compliance

or bob collins
director of compliance

SAMLOWELL DETESTER

The response to the "prove it" letter has come back. They "noted" I said I wasn't their customer but with the info they hold they believe I am their customer - they also noted the date & amount of last payment on the account (have no recollection but could be right). Now they want my proposals for repayment.

OK. So the issues as i see them are:

1. No one told me the debt had been sold on (although I moved several times so I'm sure they could argue they did)
2. Lowells have entered a default on my CRA files - I didn't know I'd agreed with 3 that this could happen!

So, the reality here is that I am prepared to make a F&F on this (albeit not this month) but I want to find a way to get rid of the default.

Any suggestions guys??

EC

The thread above is interesting!

Anyway, this saga trundles along. I decided to do a SAR on these guys which I drafted & sent this morning. Got home from work to discover I've had a letter from BCW to collect on this.

Am I right in assuming that this debt is technically in dispute while a SAR is outstanding? If so this would make BCW's approach deceptive & / or unfair according to OFT guidance

Bumping this thread as I am still at a loss as to how to proceed.

I don't think the lowlifes should have got BCW to collect on this. Does the letter say they are collecting on behalf of the Northern Numpties? Lowells should have responded by now and the SAR still has time to go before it becomes in dispute.
I think that because you are disputing the debt, it could be classed as in dispute
I'm thinking that a bemused letter might be in order. Again you will have to edit it to suit.

http://www.consumerforums.com/resour...-is-in-dispute

The above link is just to give you some idea of what to write. The rest is up to you