Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    dera2005 Novitiate

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    Question Best Value for Money Pay & Go options - Paste your findings here

    Hello All,

    I am wondering if anyone what the best pay as you go tarrifs are out there. I am currently with orangeicon and pay £10 a month on the phone to benifit from their magic numbers scheme.

    Basically what magic numbers allows you to do is speak to someone for upto 1 hour but no more than 3 hours a day for 20 pence. But to get it you need to top up at least £10 a month to keep them active

    I was wondering if there was anything that was maybe better value than that or where you can chat at a discount for the life of your balance.

    Anyone with any ideas please let me know.

    Cheers.


  2. #2
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    andie_303 Informative andie_303 Informative andie_303 Informative andie_303 Informative andie_303 Informative

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    Default Re: Best Value for Money Pay & Go options - Paste your findings here

    I've just done a vodaphoneicon freedom pack for £10 you get 100 mins and 300 texts there are also £15 and £20 packs.

    I've only used this as I'm going abroad and want to use the passport scheme they have running this summer where it is UK tarriff even in Europe.

    I am a layperson and have no legal training but I do have an iota of common sense (sometimes)

    Welcome Finance PPI -----> over £3k court case filed SETTLED

    Park Motor Finance -----> incorrectly logged default on credit file claim for compensation

    Lloyds Tsb ----> plenty of things all filed with Financial Ombudsman or Small Claims ----> settled by paying me full amount sought 02/05/09

    Easy Jet ----> damaged pushchair offered £232.50 pursued claim awarded £465

    Black Horse ----> Outstanding balance of £574.00 made up of charges and interest ----> account closed after accepting F&F settlement of £100.





    <--------- If I have helped please tip my scales (bet thats the only time you'll hear a woman say that )

  3. #3
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    Default Re: Best Value for Money Pay & Go options - Paste your findings here

    cheers for that andie 303

    I have also had a quick look around and it would seem that you have to top up at least monthly to get any kind of perk.

    I guess thats just the way it is.


  4. #4
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    Default Re: Best Value for Money Pay & Go options - Paste your findings here

    These perks are actually lock-ins to ensure the customer keeps their call revenues up with a discounted 'carrot'. By ignoring them and only paying for what you actually use - you don;y run the risk of not getting the full value.

    Currently, Asda Mobile (using vodafoneicon) has a flat rate of 4p texts and 8p to UK mobiles and geographic landlines, which I find most equitable. Their calls centre is also in the west of Scotland!


  5. #5
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    Default Re: Best Value for Money Pay & Go options - Paste your findings here

    o2icon give the following for a £10 a month topup:

    £10 of calling credit.
    an o2 surprise (normally 20 mins or 20 texts)
    The 2.5% VAT differential refunded -> 25p credit
    500 mins free anytime calls to o2 or landlines from a nominated postcode. (Ours works out to approx 2 mile radius from home).
    Some free texts on their website.
    Then the following month you get 10% of the previous months credit refunded so for a tenner they'd give you another £1 of call time.

    You have the right to food money.
    If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation........... ...


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE