Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Exclamation Bailiff & Council Tax - He came today and scared me!

    I owe £590 in unpaid council tax I stupidly did not get it sorted with the council ( excuse is had the letter came week I gave birth to my son while also having a 10 month old daughter and 3 other young children and suffering kidney failure I was just head on another planet mode)
    Anyway they took me to court - got letter from court to say I had to pay - next thing I know opened the door today to find a great big guy glaring at me (5ft little me).
    He was very loud spoken , aggressive tone and very intimidating.
    He said you owe council tax - I said I knew that.
    He said well I have to come in and take note of goods - I said no way are you coming in my house - he said he has right - I stood firm and told him no!
    He then said he would make note that I was unreasonable and was refusing to pay.
    I said I was not in a position to discudd repayments with him but would happily phone or write with income proof to rossendalesicon and make arrangements to pay,
    He said no good and unless paid in 5 days he was coming with a van and more costs and he would enter and take my goods.
    He also commented that it would be easy to do as my front door has wooden frame!
    I was bloody terrified!
    He also insisted the council demanded the payments be made in 20 weeks but I can not find now over £600 with his charges in 4 months!
    HHHHHEEEEEEEEELLLLLLLLLPP PPPPPPPPP I do not want him back !


  2. #2
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    first thing is not to be afraid and not to panic the only way the bailifficon can enter your home is if you invite him in or through an unlocked door or window

    i hate bailiffs would love to put a hex on them all

    I am not an expert by any stretch of the imagination
    any advice given is from my own personal experience and what Ive leaned on this site

    and if you are happy with my advice you might like to make me a star

    THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back

  3. #3
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    He instructed me that the court gives him right to enter and remove goods ?


  4. #4
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    Unlocked door ? Does this mean even If I am home and I have the doors not locked he could just come walking in ?


  5. #5
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    Yes they can so keep windows closed and doors locked but most of all remember not to panic as long as they haven't been into your house then they have very limted power> stick with the forum and one of the big guns will give u more advice.


  6. #6
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    legally yes but most bailiffsicon don't
    it goes like this

    keep all doors locked
    keep all downstairs windows closed
    if you have a car (not on H,P, ) move it
    if you have a garden with a shed lock it move all garden things table chairs /tools
    if he comes to the door do not open it if you must talk to him do it behind the locked door or upstairs window
    record conversations if possible
    this includes phone callsicon

    i hate bailiffs would love to put a hex on them all

    I am not an expert by any stretch of the imagination
    any advice given is from my own personal experience and what Ive leaned on this site

    and if you are happy with my advice you might like to make me a star

    THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back

  7. #7
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    ok lets get going
    you poor soul
    that must have been a rather nasty shock.

    dont pay attention to his threats for a start, he should not be making them.
    the bit about the door frame & coming back and entering to take goods is a threat that he cannot make/do either.

    bailliffs CANNOT force entry on council tax issues.

    he also can only charge set amounts [£24 1st +£18 2nd visit] thats it unless he makes a walk-in possession order.


    ok, now have you contacted the council about this debt in the last 10days?
    if not do so, & see if you can set up a payment plan with them.

    i would also COMPLAIN about the bailliffs actions
    THEY are responsible for the actions of the bailliffs they employ.
    rossendalesicon are well known for these tactics.

    now what is your income? if its benefits then again you could be classed as vunerable so should not be targetted at all.

    use the search in the blue bar above for rossendalesicon and do some reading

    the more you read the stronger you become.

    we are all here to help

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
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  8. #8
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    Hiya - I phoned the council straight away they were really nice but said as it was in rossendalesicon hands I had to deal with them but she would note on my file I was not being unco-operative I also told her how nasty he was.
    I phoned rossendalesicon 5 times but had no reply.
    My partner claims ESA for himselfe and I am on his claim
    We have 5 children 10 - 7 - 6 - 13 months and 8 weeks old.
    I dare not even go to bed terrified he gonna come back while I sleep. He said he would be back in 5 days with a van which would cost £100 and something which I would also have to pay.


  9. #9
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    The bailifficon has a right to come into your home....by peaceful means ONLY. You have every right to refuse him entry. The bailifficon has made a 1st visit for which he can ONLY charge £24.50 and he can make a further chargeable visit of £18.00.

    The bailifficon will be trying to get addditional fees by charging for a "van fee" but he CANNOT charge this UNLESS a valid prior levy had been made on your goods

    I would suggest sending a TEXT MESSAGE to the bailiff to advise him that you will not allow a bailiff into your home as to do so will incur you in additional charges that you would have difficulty in repaying and that you have written to his company with a payment proposal.

    ENSURE that you WRITE to Rossendales with a payment proposal and make SURE that you mention the benefits that your partner receives and that you have recently had a baby. Your circumstances should be classed as vulnerable.


    Finally, ensure that you do NOT have a car outside of your home as the bailiff can levy on it or even clamp the vehicle.


  10. #10
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    I do not own a car and nothing in my garden but a few plants and my dustbin.
    I have a blank levyicon and walk in possetion form and a few payments slips but no mobile number to text just rossendalesicon 0845 number


  11. #11
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    goggle them and send an e-mail

    any letters or anything from bailiffsicon keep in a safe place any e-mails you send/receive keep a copy

    i hate bailiffs would love to put a hex on them all

    I am not an expert by any stretch of the imagination
    any advice given is from my own personal experience and what Ive leaned on this site

    and if you are happy with my advice you might like to make me a star

    THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back

  12. #12
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    Default Re: Bailiff & Council Tax - He came today and scared me!

    Mumto5,

    Follow the advice given about not leaving your doors or windows open.
    Do not accept what the council has told you and don't take no for an answer. Tell them that it's their responsibility, it's their debt you owe and you will be paying them directly. Insist you cannot afford the bailiffsicon fees and would rather come to an agreement with them so the debt can be paid off earlier and it's in both parties interesticon to do so.

    It may seem a bit scary dealing with these idiots but so far you have done the right thing and stood your ground. Don't be intimidated as he can't break in and it's all empty threats and ones that you should put in writing to the council as a basis on why you are refusing to deal with their appointed representatives. You could also complain to the baliff company and the court but it seems you have enough to contend with at the moment without the added stress.

    Make sure you are claiming all the benefits you are entitled to...

    Don't speak to the baliffs at all, just ignore them and their letters.

    I've been dealing with baliffs for years (not just for myself) and haven't yet paid anything in charges to them (Bristow & Sutor).

    If you can afford to keep up to date with the payments due from now on then make an offer on top of that of £10 per month or whatever you can realistically afford. You should also send them an income and expenditure form telling them of your circumstances. They may ask you to set up a DD so they can recover the arrears at the agreed rate.

    It may take a few calls to sort out but do persist and ask to speak to people with authority.

    Ensure you are claming all the benefits you are entitled to and don't be afraid to ask if you aren't sure. It's people that can afford to pay but won't that they come down heavily on, not ones who are struggling to cope but are doing their best to address it.

    Take care.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE