Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
HI all
just received a nice cheque through the post for viiiiiiirtualy the full amount,
this was for a credit card,
sent 1 letter and waited about 6 weeks,I will post the letter up as soon as my other PPI claims come through which hopefully will be this week,
best part on this-to my surprise they didnt offset this to the balance of my credit card which is in dispute and hasnt been paid since nov,
off to the bank now donation on its way-soon as the cheque clears that is,
I will post up more details later
UPDATE ON THIS,
I posted earlier on this as I had today received a cheque instead of paying off my credit card,
After running down to the bank after stupidly putting the cheque in the Halifax account
while on our shopping spree,I drew as much as I could out,just in case they got there hands back on it as I thought they had made a mistake,
when returning home opened the letter from the halifax and..............
They had paid the card off already......they cheque was all mine..
The claim which i HADNT included the compund rate was infact paid to include that....which was a extra £2000 ,this paid off my card.
ASTONISHED-
somebody down at the calculations office must have been having a good day,
result -cleared card+ nice cheque
will post up fully when other account pays up
off to donate
UPDATE ON THIS,
I posted earlier on this as I had today received a cheque instead of paying off my credit card,
After running down to the bank after stupidly putting the cheque in the Halifax account
while on our shopping spree,I drew as much as I could out,just in case they got there hands back on it as I thought they had made a mistake,
when returning home opened the letter from the halifax and..............
They had paid the card off already......they cheque was all mine..
The claim which i HADNT included the compund rate was infact paid to include that....which was a extra £2000 ,this paid off my card.
ASTONISHED-
somebody down at the calculations office must have been having a good day,
result -cleared card+ nice cheque
will post up fully when other account pays u
It is only July but Merry Christmas how cool a result is that.
Well Done
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.