Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    Basic Account Holder
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    nathuk339 Novitiate

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    Default creation consumer finance limited

    hi guys and gals
    first post on the forum

    my wife has been sent a letter by these people asking for payment for an account which according to them is in arrears
    my wife has no knowledge of these people whatsoever
    after looking through the forums i can see that this company is well known to several members of the forum

    they have an account number and an agreement number

    there is a telephone number but it is an 0870 number which is likely to cost a fortune

    how do i go about finidng out what this so called debt refers to

    thanks
    nath


  2. #2
    Site Team 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man Highly authoritative 42man's Avatar

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    Default Re: creation consumer finance limited

    Hi Nathuk, welcome to the CAGicon forums, do spend some time reading around these forums as you will pick up some very useful information...Have a look here - Letter number 18 might be a good start....make sure you send it recorded too... - The Consumer Forums - debt collectors - and do keep us posted, any help needed then do please shout...

    PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

    DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk...65-legislation

    IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

    I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

    IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.
    Before you decide,consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.


    Forum rules - http://www.consumeractiongroup.co.uk...ease-read.html

  3. #3
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    nathuk339 Novitiate

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    Default Re: creation consumer finance limited

    have also just noticed the cheeky bar stewards have charged £25 for the letter
    am i right in thinking they can only charge what is appropriate ?


  4. #4
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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    Default Re: creation consumer finance limited

    TBH: iwould ignore them
    prob just a phishing letter for a very old debt thats well forgotten about.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE