Business use - question

**darren555uk** · 29th June 2009 06:10

Am I correct, that if you leave the office in business hours to (examples)

1. Deliver goods (with and without 'commercial value')
2. Collect food or other suppliers.
3. Visit clients.
4. Drop the post/parcels.

In your private car, then it is best to have business use cover?

I do, as do most other people in the office, but I wanted to treble check. My insurance company says you need it - but perhaps they would anyway ;-)

Any thoughts?

**gyzmo** · 29th June 2009 08:24

Yes you will need business use most definitely.

SDP&C is only for use to and from work (though insurers will not be bothered about the odd trip to another office). What you describe goes way beyond that.

**gyzmo** · 29th June 2009 08:25

Oh, you may want to check if you can claim the additional cost back from your employer or offset against tax, but I don't know anything about that.

**darren555uk** · 29th June 2009 19:16

Brill thanks everyone

**bigegg** · 2nd July 2009 21:51

My insurance actually went down by £50 when I added class 1 business use!
go figure.

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