Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took out a mortgage in 2000, through a broker with Birmingham Midshires. The most important aspect was that the mortgage was portable for when I moved - so I could port it to a new property, and not be fined any redemption penalties.
When I came to sell the property two and a half year's later, I was informed by BM that they had missold me the mortgage, and that I wouldn't be able to port it. It cost me £12000+ in redemption penalties.
Despite my complaint being upheld by the FSO - it did sweet FA. I was still robbed of the 12 grand.
I'd really appreciate some help - I know there might be a time limit on the original date (now 9 years old...) but 12grand is 12 grand...