Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Lloyds reduced my O/D to the highest amount it's been in the last 3 months plus a bit of 'leeway' in their words. How the hell do they know what my situation is going to be in the next 3 months?!
On my statement it clearly says my overdraft is up for review in April 2010. If they were going reduce it why didn't they do it April of this year?
I rang up to contest this and they have given me until the end of August but left me up ****s creek
A quick dilemma that I hope someone can help with.
My current overdraft is £10,000 and I am currently £5,000 overdrawn. After I have had all of my bills come out etc. I will be £4,000 overdrawn and they want to reduce it to £4350.
If I take the money out now and put it into another account and stay about £9,500 overdrawn and pay it off slowly, is there much they can do?
correct draw the funds out NOW before they reduce it , thats what we did last year and in the end they did not reduce it , but a shame i went BR in Feb 09 and the whole amount has now been written off
Well I've tried the road of I will switch to Natwest and I was gonna switch my mortgage to you etc. etc. and see what happens!! If not the funds are being drawn and I will pay if off bit by bit much like a loan!!
Grrr Lloyds TSB
yesterday...
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