Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
This has just happened to my friend who has had his hours cut down at work due to the credit crunch
i have a loan with RBS, phoned them up yesterday to ask if i could have a payment holiday or reduction on the repayments for a while. this is there shocking answer................... ..
NO!!!! you cant, but what you can do is miss next months payment then phone up the day after its due and ask for another £1000 minimum on top of your existing loan, this way you miss that months payment and the new loan doesent come into effest till the month after so you get 2 months off!!!!