Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Following many instances of very questionable activites and alleged irregularities,heres a place to post details or links to threads,where those facing action or requiring advice to-Cohens issues.
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I just wanted to post my discussed with this bunch of sols.
A friend has moved into the property she is at now and the previous tenant is being chased by them for debts.
They have sent a collection advisor to her door and even demande she proves with photographic id that she is not previous tenant. A neighbour buzzed them into the block of flats.
Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.
Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.
All needs to be brought to the attention of the OFT me thinks.
Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.
CL Finance have taken over the wife's GE Money account, she is paying them £1 a month, do you think this Cohen guy will get in on the act? debt is only a few hundred
Cohen and Co are a slippery bunch. Here is the text of a letter they sent to me in response to my CPR request:
...
We refer to your recent letter in which you have made a request for information under the Civil Procedure Rules.
As this matter is now subject to a county court Judgment we are not obliged to provide this information, and would advise that the particulars of claim detailed in the County Court Claim Form were sufficient to allow you to respond accordingly.
...
Its clearly intended to suggest that they have obtained a judgement, when in fact they had no such thing.
I doulbt this will look good for them if it ever gets before a judge.
I have an ongoing case with them, have to wait until September for what will hopefully be the final hearing (no doubt they will fail to turn up)
They made an offer to me for settlement, I made a counter offer (to ALL of the many addresses they seem to have) but have heard nothing
Court has ordered disclosure of the CCA, Default Notice, Deed of assignment and a full set of statements from thhe execution of the agreement to be served by mid august.
I shall be sending copies of the order via special delivery to ALL of their addresses so they cant try the "we didnt receive the order, honest guv'nor" tactic
omnia praesumuntur legitime facta donec probetur in contrarium
Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional
Cohens chased my OH and started court action for £14,000. As soon as the defence was submitted they abandoned the case and tried the same thing a few months later. It's statute barred and has been passed from DCA to DCA for years with SD's sent and 'special offers'.
They were asked to supply all the information about the debt but have so far failed and have gone to ground.
My OH had bad experience of these, continuous harrasment etc. This before I found CAG and she received a Northampton court notice as they went for a CCJ. My wife and myself being none the wiser, she accepted the debt as we hadn't found CAG at this time which she pays now for a HSBC credit card with a balance of roughly £2500. I would love to be able to reverse this but feel that as she accepted the CCJ claim this is pretty much not possible. If im wrong them im all ears girls and guys?
Like I said, this was before we founf CAG and learnt more about CCA's / SAR's etc.
If she didn't defend the case and admitted the debt there is a possibility she can contest but you'll need some proof that they shouldn't have been awarded a CCJ for the debt.
Following many instances of very questionable activites and alleged irregularities,heres a place to post details or links to threads,where those facing action or requiring advice to-Cohens issues.
i had a commercial dispute with a company a few years ago now and the correspondence i was getting from their solicitor was so bad that i decided to have him checked out
claimed he qualified in NZ but eventually he was found to be a fraud and had no qualifications
has anyone bothered to check this guys credentials?
I have a similar story to the one posted above by StinkyFeet.
I had a Harrods Store Card which fell into arrears in 2004. I got letters from Harrods Card Services and GE Capital, on seemingly an alternate basis, with one appearing to have no knowledge of what the other was doing. I wrote asking if I could deal with just one company, which I didn't think was unreasonable, I never got a reply.
Instead on Dececember 20th, 2004 I got a letter from Howard Cowen headed 'Notice of Assignment' saying GE Capital had assigned my debt to CL Finance . The letter went on to say HC (Howard Cohen) was acting for CL Finance and that they had already submitted a claim against me in the county court. If memory serves I think I actrually got the court papers before the HC 'Notice of Assignment'.
I don't think I ever got a Default Notice, nor any explanation of which company I was supposed to be dealing with. I did later on get a copy of my original agreement, which does not appear to contain ALL the prescribed terms and is not signed by Harrods Card services.
At the time I had no knowledge of CAG, it was five days before Christmas and I had no idea what to do other than admit the claim, which I did and judgement was duly entered against me.
What do I need to look at to see if I have any realistic chance of getting this set aside?
I think its possible that Mr Cohen has contracted swine flu...................... ..........or maybe he has sunstroke, whatever is affecting his memory he has failed to pay my costs. Oh well, it was only a Court Order, why would he bother about that
Howard Cohen-Discussion thread.
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Originally Posted by MARTIN3030
