Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I want to claim against Lloyds and i'm unsure of a POC for my court action. Can someone help me word one and is it advisable for a soul trader account?
At the moment, I think the general advice is to think long and hard about making a business claim. There are hundreds of posts on here as to why this is so - just have a read of them to find out.
With regard to sole trading accounts, I think the situation is even more confusing. Some believe that if you can show that your sole trading account was also for personal use, that there may be an argument that you can make a claim under personal consumer regulations.
There has been talk of using the "unfair relationships" provisions of the latest Consumer Credit Act. The CCA applies to sole traders and small partnerships as well as individuals. I have been reading up on it today and remain pretty unconvinced that you would get a result from it (although I am open to more positive arguments about it from anyone !!)
I also believe that some others here on CAG are thinking up new possible ways for businesses to make a claim. Keep a look out for new information.
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