Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been making regular payments to a former employer for overpaid wages - this was about 8 years ago for an amount of £900.
Recently (last year) I dropped the payments to a nominal sum due to being unemployed. I did contact the employer at the time but they said they could not access my records (changing office) but to pay a small amount until they contact me.
Now they have written to me - there is app. £150 left to pay and they are asking that I increase payment. I have emailed them to say I cannot as I am unemployed, and asked that they write it off.
Is there anything else I can do or say? They have not contacted me since I initially arranged to repay about 7 years ago, and i have been making payments by standing order.