Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Does the jbw group limited have a current credit licence ?

    I got this of the oft website. If this is true then why are they still collecting debts ?



    Licence Number:0554657
    Licence Status:Lapsed on 05/06/2009

    Current Applicant / Licensee:

    Business Name Company Registration Number J.B.W. Group Limited 554657

    Categories:

    Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

    Right To Canvass Off Trade Premises:No


    Trading Name(s) (Current):

    JBWicon JBWicon bailifficon's JBW debt collectionicon JBW Debt Recovery JBW Enforcement JBW Legal Services JBW Management

    Issued Date: 05-Jun-2004


    Legal Formation:

    Body Corporate (incorporated inside UK)

    Current Individuals that run the organisation:

    Name Position Jamie Waller Jamie William OFFICER

    Historic Individuals that run the organisation:

    Name Position David Watson OFFICER Gloria Koszarek OFFICER

    Nature of Business:

    Debt Collection

    Current Address(es):

    Address Type Address Accept Notices/Documents 16, Hewett Street, LONDON, EC2A 3NN Correspondence Response House , 16, Hewett Street, London, EC2A 3NN, United Kingdom Principal Place Of Business Response House, 16, Hewett Street, London, EC2A 3NN, United Kingdom Registered Office Midas House, 62, Goldsworth Road, WOKING, Surrey, GU21 6LQ, United Kingdom

    Historic Address(es):

    Address Type Address Principal Place Of Business 74, Great Eastern Street, 3RD Floor, London, EC2A 3JG Principal Place Of Business 74, Great Eastern Street, London, EC2A 3JC Principal Place Of Business 74, Great Eastern Street, London, EC2A 3JG Registered Office 10, John Street, London, WC1N 2EB, United Kingdom Registered Office 3/424, Hackney Road, London, E2 7AP

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  2. #2
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    For those who may think a application is in for a renewal :

    Please note. In line with the law at that time, all standard credit licences issued before April 2008 were valid only for a specified period (five years). Thus the Register shows the “Issued” date and the “Expiry” date for that licence. However, where an applicant makes an application for a renewal in good time, the Act says that the previous licence will continue in force beyond its original expiry date. To check whether a licence has automatically lapsed or whether a renewal has been received, and the licence thus remains in effect beyond its original expiry date, see the Licence Status field. This will show “current” or “lapsed” as appropriate.


    Taken from this page of the oft website :


    Public Register

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  3. #3
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    I have just checked with the oft and they have confirmed that JBWicon do not hold a current licence and neitehr have they got one pending neither have they filed in a different name.

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  4. #4
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    pity wee cant find out who they collect for and ask for there comments about using a company thats not licensed

    i hate bailiffs would love to put a hex on them all

    I am not an expert by any stretch of the imagination
    any advice given is from my own personal experience and what Ive leaned on this site

    and if you are happy with my advice you might like to make me a star

    THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back

  5. #5
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    They collect for :
    transport for london,hackney,wandsworth ,medway

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  6. #6
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Quote Originally Posted by hallowitch View Post
    pity wee cant find out who they collect for and ask for there comments about using a company thats not licensed
    They used to collect for westminster , why doesn't someone ring them and enquire about their contracts , JBWicon is a particulary repellant individual , see him sneering at his 'clients' , for being poor , in 'the bailiffsicon' on sky 124 .


  7. #7
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    you can see him on you tube as well

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  8. #8
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    transport for london,hackney,wandsworth ,medway have you got an e-mail address for who i would send it to
    haven't used my C A G e-mail for a while could do with an airing

    i hate bailiffs would love to put a hex on them all

    I am not an expert by any stretch of the imagination
    any advice given is from my own personal experience and what Ive leaned on this site

    and if you are happy with my advice you might like to make me a star

    THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back

  9. #9
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Haringey = jane.selby@haringey.gov.u k
    Hackney = Parking complaints officer = filho@hackney.gov.uk
    Medway = natalie.west@medway.gov.u k


    I have these and will post up wandsworths and tfl in the evening.

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  10. #10
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    It is certainly a serious matter for a company not to have a Consumer Credit Licence if they are enforcing consumer debts. HOWEVER...this is most certainly a very GREY area when it comes to bailifficon companies and it is the case that many bailifficon companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.

    It is true that the vast majority of bailiff companies do indeed have a Consumer Credit Licence as many companies also pursue OTHER debts that do not require being enforced by a certificatedicon bailiff.

    Many people on CAGicon are aware that we are a commercial organisation and indeed we have copies of many contracts between local authorities and the relevant bailiff companies but from a brief look this morning at a few contracts I cannot find that they stipulate that a Consumer Credit Licence is required so I would be cautious with making contact with relevant local authorities at this moment in time.

    PS; JBW no longer work for City of Westminster. This contract is now with Philips Ltd and has been so since approx September 2008.


  11. #11
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Do not forget that JBWicon also have a debt collectionicon side based in the plymouth area. Unless they are getting around the law ?

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  12. #12
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    They also collect for Southend on sea Council


  13. #13
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Quote Originally Posted by tomtubby View Post
    It is certainly a serious matter for a company not to have a Consumer Credit Licence if they are enforcing consumer debts. HOWEVER...this is most certainly a very GREY area when it comes to bailifficon companies and it is the case that many bailifficon companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.

    It is true that the vast majority of bailiff companies do indeed have a Consumer Credit Licence as many companies also pursue OTHER debts that do not require being enforced by a certificatedicon bailiff.

    Many people on CAGicon are aware that we are a commercial organisation and indeed we have copies of many contracts between local authorities and the relevant bailiff companies but from a brief look this morning at a few contracts I cannot find that they stipulate that a Consumer Credit Licence is required so I would be cautious with making contact with relevant local authorities at this moment in time.

    PS; JBW no longer work for City of Westminster. This contract is now with Philips Ltd and has been so since approx September 2008.

    we probably need someone to test the waters on this.

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  14. #14
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Oft have just confirmed that they have recieved a concumer credit licence application from JBWicon. Question why not put it in before ?

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  15. #15
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Quote Originally Posted by tomtubby View Post
    many bailifficon companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.
    Thats a very good excuse nonetheless it doesn't wash with me.

    Enforcing a court order involve trading in the management of debts. That requires a Category E Credit License. Types of licenses: Consumer Credit Licensing

    The law:

    Statutory requirement to hold a credit license: Section 21(1) of the Consumer Credit Act 1974

    21 Businesses needing a licence

    (1) Subject to this section, a licence is required to carry on a consumer credit business or consumer hire business.
    Offence of failure to comply: Section 39(1) of the Consumer Credit Act 1974

    (1) A person who engages in any activities for which a licence is required when he is not a licensee under a licence covering those activities commits an offence.



  16. #16
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Its nothing what we say or know about. Nobody will say anything to them. They could even wind up owing millions to the council and then start up again and the councils will welcome them back with open hands. however unless they have already started to transfer their buisiness to another company and then eventually let JBWicon go is anybodys guess. Thier new application is as follows :

    Licence Number:0629360
    Licence Status:Pending

    Current Applicant / Licensee:

    Business Name Company Registration Number J.B.W. Group Limited 04118149

    Right To Canvass Off Trade Premises:No


    Trading Name(s) (Current):

    JBWicon JBW bailiffsicon JBW Debt Collection JBW Debt Recovery JBW Enforcement JBW Group Ltd JBW Legal Services JBW Management

    Legal Formation:

    Body Corporate (incorporated inside UK)

    Current Individuals that run the organisation:

    Name Position David Daniels Operations Director Ian Brownjohn Finance Director Jamie Waller Managing Director

    Nature of Business:

    Other

    Current Address(es):

    Address Type Address Correspondence Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom Principal Place Of Business Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom Registered Office Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  17. #17
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Quote Originally Posted by letsmakeamark View Post
    They could even wind up owing millions to the council and then start up again and the councils will welcome them back with open hands.
    That would never happen.

    A certifictated bailifficon collecting parking tickets and council tax must have a bailifficon bond - an insurance policy currently with a minimum value of £10,000 before he can handle public money. This is why a bailifficon company has to name a bailiff in charge for each case passed to them for enforcement.


  18. #18
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    I thought someone would say that. However the bailifficon collects for the bailifficon company and so on .

    I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.

  19. #19
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Liability for handling public money resides with the certificatedicon bailiff. Many people who are working as bailiffsicon don't know that, they think the company is in charge.


  20. #20
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    Default Re: Why does the jbw group limited not have a current credit licence ?

    Quote Originally Posted by letsmakeamark View Post
    Oft have just confirmed that they have recieved a concumer credit licence application from JBWicon. Question why not put it in before ?
    Because one of them or their associates read these threads of course .



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