Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Name Position David Watson OFFICER Gloria Koszarek OFFICER
Nature of Business:
Debt Collection
Current Address(es):
Address Type Address Accept Notices/Documents 16, Hewett Street, LONDON, EC2A 3NN Correspondence Response House , 16, Hewett Street, London, EC2A 3NN, United Kingdom Principal Place Of Business Response House, 16, Hewett Street, London, EC2A 3NN, United Kingdom Registered Office Midas House, 62, Goldsworth Road, WOKING, Surrey, GU21 6LQ, United Kingdom
Historic Address(es):
Address Type Address Principal Place Of Business 74, Great Eastern Street, 3RD Floor, London, EC2A 3JG Principal Place Of Business 74, Great Eastern Street, London, EC2A 3JC Principal Place Of Business 74, Great Eastern Street, London, EC2A 3JG Registered Office 10, John Street, London, WC1N 2EB, United Kingdom Registered Office 3/424, Hackney Road, London, E2 7AP
I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.
Re: Why does the jbw group limited not have a current credit licence ?
For those who may think a application is in for a renewal :
Please note. In line with the law at that time, all standard credit licences issued before April 2008 were valid only for a specified period (five years). Thus the Register shows the “Issued” date and the “Expiry” date for that licence. However, where an applicant makes an application for a renewal in good time, the Act says that the previous licence will continue in force beyond its original expiry date. To check whether a licence has automatically lapsed or whether a renewal has been received, and the licence thus remains in effect beyond its original expiry date, see the Licence Status field. This will show “current” or “lapsed” as appropriate.
Re: Why does the jbw group limited not have a current credit licence ?
I have just checked with the oft and they have confirmed that JBW do not hold a current licence and neitehr have they got one pending neither have they filed in a different name.
I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.
Re: Why does the jbw group limited not have a current credit licence ?
Originally Posted by hallowitch
pity wee cant find out who they collect for and ask for there comments about using a company thats not licensed
They used to collect for westminster , why doesn't someone ring them and enquire about their contracts , JBW is a particulary repellant individual , see him sneering at his 'clients' , for being poor , in 'the bailiffs' on sky 124 .
Re: Why does the jbw group limited not have a current credit licence ?
transport for london,hackney,wandsworth ,medway have you got an e-mail address for who i would send it to haven't used my C A G e-mail for a while could do with an airing
i hate bailiffs would love to put a hex on them all
I am not an expert by any stretch of the imagination
any advice given is from my own personal experience and what Ive leaned on this site
and if you are happy with my advice you might like to make me a star
THE EDGE there is no way to explain it the only people who really know are the ones who have gone over and came back
Re: Why does the jbw group limited not have a current credit licence ?
It is certainly a serious matter for a company not to have a Consumer Credit Licence if they are enforcing consumer debts. HOWEVER...this is most certainly a very GREY area when it comes to bailiff companies and it is the case that many bailiff companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.
It is true that the vast majority of bailiff companies do indeed have a Consumer Credit Licence as many companies also pursue OTHER debts that do not require being enforced by a certificated bailiff.
Many people on CAG are aware that we are a commercial organisation and indeed we have copies of many contracts between local authorities and the relevant bailiff companies but from a brief look this morning at a few contracts I cannot find that they stipulate that a Consumer Credit Licence is required so I would be cautious with making contact with relevant local authorities at this moment in time.
PS; JBW no longer work for City of Westminster. This contract is now with Philips Ltd and has been so since approx September 2008.
Re: Why does the jbw group limited not have a current credit licence ?
Originally Posted by tomtubby
It is certainly a serious matter for a company not to have a Consumer Credit Licence if they are enforcing consumer debts. HOWEVER...this is most certainly a very GREY area when it comes to bailiff companies and it is the case that many bailiff companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.
It is true that the vast majority of bailiff companies do indeed have a Consumer Credit Licence as many companies also pursue OTHER debts that do not require being enforced by a certificated bailiff.
Many people on CAG are aware that we are a commercial organisation and indeed we have copies of many contracts between local authorities and the relevant bailiff companies but from a brief look this morning at a few contracts I cannot find that they stipulate that a Consumer Credit Licence is required so I would be cautious with making contact with relevant local authorities at this moment in time.
PS; JBW no longer work for City of Westminster. This contract is now with Philips Ltd and has been so since approx September 2008.
we probably need someone to test the waters on this.
I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.
Re: Why does the jbw group limited not have a current credit licence ?
Originally Posted by tomtubby
many bailiff companies will argue that they are enforcing an order of the court and therefore they do not need to have a Consumer Credit Licence and this argument does indeed appear to have merit.
Thats a very good excuse nonetheless it doesn't wash with me.
Enforcing a court order involve trading in the management of debts. That requires a Category E Credit License. Types of licenses: Consumer Credit Licensing
The law:
Statutory requirement to hold a credit license: Section 21(1) of the Consumer Credit Act 1974
21 Businesses needing a licence
(1) Subject to this section, a licence is required to carry on a consumer credit business or consumer hire business.
Offence of failure to comply: Section 39(1) of the Consumer Credit Act 1974
(1) A person who engages in any activities for which a licence is required when he is not a licensee under a licence covering those activities commits an offence.
Re: Why does the jbw group limited not have a current credit licence ?
Its nothing what we say or know about. Nobody will say anything to them. They could even wind up owing millions to the council and then start up again and the councils will welcome them back with open hands. however unless they have already started to transfer their buisiness to another company and then eventually let JBW go is anybodys guess. Thier new application is as follows :
Licence Number:0629360
Licence Status:Pending
Current Applicant / Licensee:
Business Name Company Registration Number J.B.W. Group Limited 04118149
Name Position David Daniels Operations Director Ian Brownjohn Finance Director Jamie Waller Managing Director
Nature of Business:
Other
Current Address(es):
Address Type Address Correspondence Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom Principal Place Of Business Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom Registered Office Response House, 16, Hewett Street, LONDON, EC2A 3NN, United Kingdom
I hate bailiffs. Let me know if you have had a problem with them. I am sure i could upset them.
Re: Why does the jbw group limited not have a current credit licence ?
Originally Posted by letsmakeamark
They could even wind up owing millions to the council and then start up again and the councils will welcome them back with open hands.
That would never happen.
A certifictated bailiff collecting parking tickets and council tax must have a bailiff bond - an insurance policy currently with a minimum value of £10,000 before he can handle public money. This is why a bailiff company has to name a bailiff in charge for each case passed to them for enforcement.
Re: Why does the jbw group limited not have a current credit licence ?
Liability for handling public money resides with the certificated bailiff. Many people who are working as bailiffs don't know that, they think the company is in charge.