Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, my dad had someone drive into his drive when parked on a public, and smashed in rear door.
The person who did this excepted liability and did'nt want to go through insurance. Was asked to get three quotes and she would send a cheque.
It took my father some time to get three quotes due to work comminitments but we posted them off on 7th June. Had a letter refusing to pay full amount today (24th June) offering £400 instead of the £750 its going to cost.
Is it to late to claim through insurance? It happened on the 7th April this year, and the person has admitted liability at time and in letter received today. many thanks
Re: Reporting damage to insurance company time scale?
It's normally a condition of your insurance that you report ALL accidents as soon as possible, even in cases where you intend to deal with it privately.
It very much depends on who your insurer is as to whether they will accept a claim now
Re: Reporting damage to insurance company time scale?
Ah, DL. My fave! Just for info only for anyone else....
The timescale you post is not unreasonable. I've dealt with many that have been much longer.
No, it's nowhere near too late, but trainers at DL, when I was there, had no understanding of the insurance policy and put a time limit of 30 days to claim. After I grassed on them to senior underwriting and the fos (because they just wouldn't listen to me), they changed the training.
If it's quite a while, say over 4 months, you may need to justify it, but leaving a claim for a long time without reason may cause deterioration that cannot be claimed for.
Reporting damage to insurance company time scale?
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